Liberis Business Cash Advance

Liberis Business Loans logo
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Last updated on 14 December 2021.

Liberis Business Finance FAQ

Who is Liberis?

Liberis has offices in both London and Nottingham offering financial services to small businesses. It provides its services to businesses that experience cash flow problems or need short-term cash injections but are not able to access traditional forms of finance.

What is a business cash advance from Liberis?

Liberis provides short-term finance to small businesses in the form of a business cash advance (also known as a merchant cash advance). This comes in the form of cash advances on future customer credit and debit card payments. It enables businesses to access cash that is paid back as customers pay them through their card machines. The repayment is usually taken automatically through the card machine. Liberis is the first UK company to have introduced the business cash advance loan structure.

How much could I borrow from Liberis?

The amount Liberis can advance you depends on a number of factors, including your average monthly card takings. The term of these loans is also variable depending on the borrower’s requirements and financial situation.

What can a business cash advance from Liberis be used for?

You can use your business cash advance for a range of business purposes, such as stock, equipment or material purchasing, refurbishments, repairs or cash flow finance.

What are the eligibility criteria for Liberis Business Cash Advance?

These vary but a minimum monthly credit and debit card transaction amount usually applies. Other criteria may include length of operation and whether the business can provide a UK address.

How does Liberis assess applications?

Liberis uses a number of ways to assess your application including third party credit bureau checks. It also carries out both company and consumer credit bureau searches as well as factoring in documentation provided directly by each business.

Do I need a perfect credit record to receive a business cash advance from Liberis?

Liberis says it will consider applications on an individual basis. Some applicants find that they are able to secure business cash advances when they are unable to take out a standard business loan due to a poor credit record.

How do I apply for Liberis Cash Advance?

To apply for a Liberis Business Cash Advance, use the comparison bars above to navigate to the company’s website. From here you can click on the relevant link at the top of the page and request a tailored quote by submitting certain details to Liberis online.

Services offered by this provider may change over time. Always check Ts&Cs.