Nucleus Business Loans

- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
Compare Nucleus Business Loans
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Nucleus Short Term Business Loan
- Hassle-free, unsecured, commercial loans for 3 months to 3 years
- Fast – Quick decisions, receive your funding in 24 hours
- Suitable for various business needs
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Minimum Turnover
No minimum
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Available Amounts
£25,000 to £200,000
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Available Terms
3 months to 3 years
Company details
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
Eligibility criteria
- Proven profitability in recent accounts
- Minimum 3 years trading history
- Company registered in England and Wales
- Homeowner in England and Wales
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Nucleus Unsecured Loans
- 2 minute eligibility check
- Fast - Quick decisions, receive your funding in 24 hours
- Award-winning business finance
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Minimum Turnover
No minimum
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Available Amounts
£25,000 to £200,000
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Available Terms
3 months to 3 years
Company details
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
Eligibility criteria
- Proven profitability in recent accounts
- Minimum 3 years trading history
- Company registered in England and Wales
- Homeowner in England and Wales
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Nucleus Working Capital Loan
- Hassle-free, unsecured, commercial loan of up to £150,000
- Fast – Quick decisions, receive your funding in 24 hours
- Even out seasonal peaks and troughs in your cashflow cycle
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Minimum Turnover
No minimum
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Available Amounts
£25,000 to £200,000
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Available Terms
3 months to 3 years
Company details
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
Eligibility criteria
- Proven profitability in recent accounts
- Minimum 3 years trading history
- Company registered in England and Wales
- Homeowner in England and Wales
Compare similar products from other providers
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THINK Business Loans
- Find the right loan to suit your needs from a range of finance types
- Check your eligibility without a credit check
- Dedicated FCA regulated experts on hand to support your application
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£50,000 to £10,000,000
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Available Terms
1 to 10 years
Company details
- Find the right loan to suit your needs from a range of finance types
- Check your eligibility without a credit check
- Dedicated FCA regulated experts on hand to support your application
Eligibility criteria
- Find the right loan to suit your needs from a range of finance types
- Check your eligibility without a credit check
- Dedicated FCA regulated experts on hand to support your application
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EJ Finance
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£10,000 to £10,000,000
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Available Terms
1 months to 10 years
Company details
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
Eligibility criteria
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
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Ignite
- Unsecured, flexible funding available for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£3,000 to £500,000
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Available Terms
3 months to 10 years
Company details
- Specialist provider of mutlidrawdown credit facilities
- Unsecured, flexible funding available for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
Eligibility criteria
- Specialist provider of mutlidrawdown credit facilities
- Unsecured, flexible funding available for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
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Fluidly
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including Recovery Loan Schemes, unsecured and asset financing
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£50,000 to £10,000,000
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Available Terms
1 to 10 years
Company details
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including Recovery Loan Schemes, unsecured and asset financing
Eligibility criteria
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including Recovery Loan Schemes, unsecured and asset financing
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Lombard
- Lombard offers a comprehensive range of asset finance solutions
- A simple finance solution with a credit decision in 24 hours for transactions up to £150,000
- Security, guarantees or indemnities may be required. Product fees may apply. Finance is subject to status and is only available for business purposes
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Minimum Turnover
No minimum
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Available Amounts
Up to £150,000
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Available Terms
1 to 7 years
Company details
- Lombard is one of the UK’s oldest and largest asset finance partners
- They have helped thousands of businesses invest in their future’s every day
- Lombard have won Best Leasing and Asset Finance Provider at the Business MoneyFacts Awards every year from 2009 to 2018
Eligibility criteria
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Swoop Funding
- Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
- Free access every type of finance including the Recovery Loan Scheme
- Speak to Swoop’s team of five-star Trustpilot rated experts
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£1,000 to £10,000,000
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Available Terms
3 months to 6 years
Company details
Eligibility criteria
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Fleximize
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Rates from 0.9% per month (10.8% per annum), with no additional fees
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£5,000 to £500,000
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Available Terms
3 months to 4 years
Company details
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Apply online in minutes, receive funds in as little as 24 hours.
Eligibility criteria
- Minimum annual turnover of £60,000 p.a.
- Borrow between £5,000 and £500,000
- Business activities must be UK-based and impacted by Covid-19
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Funding Xchange
- Funding Xchange’s free service matches your eligibility against over 50 lenders in seconds
- Complete your application online in as little as 3 minutes and you could get funded in a few hours
- It's simple, safe and free and the search won’t affect your credit rating
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£1,000 to £500,000
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Available Terms
3 months to 5 years
Company details
Eligibility criteria
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iwoca
- Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
- No fees or long term commitments
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£1,000 to £200,000
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Available Terms
up to 12 months
Company details
- Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
- No fees or long term commitments
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
Eligibility criteria
- Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
- No fees or long term commitments
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
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Portman Asset Finance
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated Recovery Loan Scheme account managers
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Minimum Turnover
£150,000+ p.a.
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Available Amounts
£10,000 to £10,000,000
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Available Terms
Up to 5 years
Company details
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated Recovery Loan Scheme account managers
Eligibility criteria
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated Recovery Loan Scheme account managers
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Start Up Loans (British Business Bank)
- Interest rate of fixed 6% per annum
- Receive business mentoring and support after drawing down your loan
- No application fees or early repayment fees
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Minimum Turnover
No minimum
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Available Amounts
£500 to £25,000
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Available Terms
1 to 5 years
Company details
- Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
- Start Up Loans have helped over 40,000 businesses get started in the UK
- Free application support
- Free post-loan business mentoring
Eligibility criteria
- Business is based in the UK
- Trading for under 24 months
- 18 years and over
Also for Business
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Award-winning comparisons you can trust
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Featured brands
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B2Bfinance.com Business Loans
B2Bfinance.com is a commercial finance brokerage, established in 2005, that covers a wide range of product types and lenders.
Read more -
EJ Finance Business Loans
Broker offering access to over 200 lenders, covering all sectors and business types.
Read more -
Fleximize Business Loans
Flexible business loans with secured and unsecured borrowing options and dedicated support for customers.
Read more -
Fluidly Business Loans
Tailored funding on a range of commercial finance products for all types of business.
Read more -
Funding Hut Business Loans
FCA-authorised broker offering a range of finance types and a quick application process.
Read more -
Funding Xchange Business Loans
Funding Xchange is a commercial finance broker that covers various types of business loan products for all sorts of commercial organisation.
Read more -
Ignite Business Loans
A specialist provider of mutlidrawdown credit facilities for small businesses.
Read more -
iwoca Business Loans
Flexible funding to help with business cash flow in the form of straightforward lines of credit.
Read more -
Lombard Business Loans
Asset finance specialist, now a subsidiary of RBS, that provides several funding solutions to businesses across various sectors.
Read more -
Newable Commercial Finance
FCA-regulated commercial finance broker with access to 200+ lenders.
Read more -
Nucleus Business Loans
Launched in 2011, Nucleus Commercial Finance is a specialist business lender that offers a range of loan types from asset funding to property finance.
Read more -
Portman Asset Finance Business Loans
Business finance broker with specialist sector experience to offer fast and flexible finance solutions.
Read more -
The Start Up Loans Company (British Business Bank)
A subsidiary of the British Business Bank, the Start Up Loans Company was created to provide funding for new businesses.
Read more -
Swoop Funding Business Loans
Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating.
Read more -
THINK Business Loans
Commercial loans broker using a tech-based approach to match potential borrowers to a wide range of lenders.
Read more
Nucleus Business Finance FAQ
Who is Nucleus?
Nucleus is a UK-based alternative provider of finance options to businesses in the UK. It was established in 2011 and is backed by a range of investors, including hedge funds, institutions and banks offering services and products to businesses and enterprises.
What services and products does Nucleus offer?
Nucleus offers a range of services including secured loans, unsecured loans, cash advances, invoice finance and asset based lending.
What are business cash advance loans from Nucleus?
A business cash advance is a type of lending based on future revenue. Nucleus offers businesses that use card payments a Business Cash Advance (BCA) that functions like a business loan with flexible monthly payments. This funding is calculated on a company’s card takings. This is an unsecured loan that does not affect personal credit.
Who can apply for Nucleus cash advance loans?
Nucleus funds businesses registered in the UK who process over a certain amount of transactions each month.
What industries does Nucleus lend to?
Nucleus lends to business owners in a range of industries and sectors in need of financial services.
What can I use a Nucleus cash advance loan for?
Businesses can use the money they borrow from Nucleus for almost any business related purpose. This can include company growth, investing in new premises, stock, new equipment or working capital.
How do I apply for Nucleus cash advance loans?
To apply for a Nucleus cash advance loan, use our comparison tables to navigate to the company’s website. You can then follow the directions to fill in an information request sheet with details of your business, loan information and personal details. A member of the Nucleus team will then contact you to give you feedback on your application.
How does Nucleus vet its borrowers?
When considering your application, Nucleus will consider several factors relating to your business. This will include eligibility criteria such as your company history and volume of card transactions processed each month. Other documents will also be processed such as the information provided in your application form, bank statements and card statements.
How does a business cash advance work?
Business cash advances, like those offered by Nucleus, allow businesses to receive advances in capital based on money processed by card payments. Companies like Nucleus will provide funding in exchange for a percentage of the daily card transaction amount. This is sometimes called a ‘split’.
How much do you pay back each month with business cash advance loans?
Unlike other business loan types, businesses do not pay back a fixed rate every month with business cash advance loans. The payment amount made by a business will be determined by the daily takings in card payment by the company, which can vary from day to day, or month to month. There will be a fixed percentage that applies to this loan type arranged between the lender and the business. The available borrowing amounts will depend on the total amount of money generated through card transactions.