Spotcap Business Loans

- Compare Spotcap business finance products in the table below.
- Get information on terms and amounts for the different commercial loan types that they offer.
- Click the links provided to apply direct online.
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Compare other productsCompare similar products from other providers
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Nationwide Finance Business Finance
- Nationwide Finance help 35,000 businesses get finance each year
- Direct funder - not a broker
- Same day decision, funds within 24 hours
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Minimum Turnover
No minimum
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Available Amounts
£10,000 to £500,000
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Available Terms
1 to 5 years
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Funding Circle
- A leading UK platform for small business loans
- Simple online application and decisions in as little as 5 hours
- Rates from 3.9% per year - No early settlement fees
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Minimum Turnover
£16,700 p.a.
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Available Amounts
£10,000 to £500,000
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Available Terms
2 to 6 years
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Puzzle Funding
- Free service matches your business with over 100 lenders in seconds
- Apply in 3 minutes and get funds in as little as 1 hour
- High acceptance rate
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£1,000 to £15,000,000
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Available Terms
1 month to 25 years
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Capify
- Capify loans are paid back in very small automated regular payment; either daily or weekly
- A fast and easy business funding alternative for SMEs
- Funds can be used for any business purpose, from managing cashflow through to improving technology
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Minimum Turnover
£120,000 p.a.
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Available Amounts
£5,000 to £500,000
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Available Terms
3 to 18 months
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Fleximize
- Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
- Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan
- Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£5,000 to £500,000
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Available Terms
3 months to 4 years
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Swoop Funding
- Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
- Free access every type of finance including the Recovery Loan Scheme
- Online management allows you to find funding opportunities and track applications
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£1,000 to £10,000,000
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Available Terms
3 months to 6 years
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Funding Xchange
- Access 70 lenders from one simple funding request
- Easily compare the choices available, including RLS options
- Apply with confidence, no impact on your credit score
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£1,000 to £500,000
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Available Terms
3 months to 5 years
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iwoca
- Flexible finance for small businesses from £1000 to £200,000
- No long term commitments and flexible repayments to fit for your business
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£1,000 to £200,000
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Available Terms
up to 12 months
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Cubefunder
- Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales
- No penalties for Late payments or Early repayment
- Apply and receive funds within 48 hours
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£5,000 to £100,000
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Available Terms
3 months to 1 year
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365 Business Finance
- A flexible business funding alternative
- Cash advanced against card transactions
- Pay back an affordable % of your card transactions
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Minimum Turnover
£10,000+ card transactions per month
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Available Amounts
£10,000 to £300,000
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Available Terms
4 to 18 months
Also for Business
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365 Business Finance Business Loans
Merchant cash advance provider offering unsecured finance to small and medium size businesses that accept credit/debit card payments.
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Cubefunder Business Loans
Direct lender offering short term, unsecured loans to Limited Companies in England and Wales.
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Fleximize Business Loans
Flexible business loans with secured and unsecured borrowing options and dedicated support for customers.
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Fluent Money Business Loans
Specialist broker of commercial bridging loans with flexible borrowing options.
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Funding Circle Business Loans
Commercial peer-to-peer platform that connect businesses in need of funding to willing investors.
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Funding Xchange Business Loans
Funding Xchange is a commercial finance broker that covers various types of business loan products for all sorts of commercial organisation.
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iwoca Business Loans
Flexible funding to help with business cash flow in the form of straightforward lines of credit.
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Nationwide Finance Limited Business Finance
Specialist business funder that offers various types of commercial finance including secured start-up loans and equipment refinancing.
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Start Up Loans Company (British Business Bank)
A subsidiary of the British Business Bank, Start Up Loans Company was created to provide funding for new businesses.
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Swoop Funding Business Loans
Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating.
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Spotcap Business Loans FAQ
Who is Spotcap?
Spotcap is a provider of business loans in the form of credit line financing in the UK, Europe and Australia. It was founded in 2014 and is headquartered in Berlin, with local offices in Madrid, Amsterdam, Sydney and London.
How much can I borrow from Spotcap?
The amount you can borrow from Spotcap will depend on a number of factors, including your turnover and your business’s financial information, which will need to be shared with Spotcap at the time of application.
What services and products does Spotcap offer?
Spotcap offers a business loan arrangement involving flexible access to finance through a credit line. Once your application has been assessed, and if the line of credit is approved, the funds will be available for you to draw down as you please.
How does Spotcap assess applications?
Spotcap’s credit assessment process evaluates the current financial state of your business by looking at your application documents and your credit record, including any previous repayment history.
How long does a Spotcap credit line last?
The term of your credit line will depend on your individual circumstances and requirements. During the loan term, you can draw down as often as you like, up to your approved limit. This amount will then be repayable in monthly instalments and you will pay interest on the funds you borrow rather than the whole credit line amount.
What can I use my Spotcap finance for?
You can use Spotcap finance for a range of different business purposes including upgrading business equipment, running a marketing campaign, building your team, buying stock, hiring staff or cash flow finance.
How much does a Spotcap loan cost?
If you do not draw down any funds from your credit line you will not be required to pay anything. If you do draw down on the available credit line, some fees and interest payments may be due.
How do I apply for a Spotcap business loan?
To apply for a Spotcap business loan and line of credit, use the links above to navigate to the company’s website. You can then click on the relevant link to the online application form where you will be prompted to submit the necessary details. You can also call to speak to an advisor over the phone to learn more about Spotcap finance options.
What do I need to provide during the application?
Spotcap requests basic information about your business and the owners. Financial information is provided by uploading account records, bank statements and VAT documents. Spotcap will also perform its own credit check to determine your eligibility.
Services offered by this provider may change over time. Always check Ts&Cs.