Evolution Car Finance
- Evolution Loans are a UK based provider of Hire Purchase (HP) agreements
- Find out if you're eligible for Car Finance with Evolution Loans by using our easy online comparison powered by Motiv Finance
- Quick, simple form – see your results in just a few minutes
This car finance eligibility service is provided by Motiv Finance.
When you click Check my eligibility, you will be directed to Motiv who will help you find personalised finance deals. The data you supply will be directly submitted to Motiv and be used to generate loan quotes from Motiv's panel of lenders.
Evolution Car Finance FAQ
Who are Evolution Loans?
Evolution Loans is a lender that specialises in car finance. The Chesterfield-based lender is a group company of Evolution Funding, a firm founded in 2002 which aims to use innovative technologies to deliver flexible motor finance solutions. Evolution offers a range of car finance options to help more drivers get the cars they want.
What finance options does Evolution Loans offer?
Evolution offers Hire Purchase.
There are finance options for older vehicles (that will be no older than Evolution’s set maximum age by the end of the agreement), as well as light commercial vehicles that are used by self-employed individuals and limited companies. Furthermore, Evolution car finance can also fund motorcycle and motorhome purchases.
How much can I borrow from Evolution?
Evolution Motor Loans gives you the option to borrow smaller and larger amounts, up to a certain limit.
Evolution Hire Purchase agreements are available with a range of term lengths (longer terms are available for motorhomes). The exact amount you can borrow, and the APR on each loan, will depend on your own individual situation, as well as the car you wish to finance and the duration of the loan.
Who is eligible for Evolution car finance?
Individuals aged 18 and above are eligible to receive Evolution car finance. Evolution aims to look at the whole picture of a person’s application, including their current financial situation and ability to make repayments, and not just their credit rating.
Evolution may consider applicants who have defaulted on a previous loan or people with a County Court Judgment (CCJ), but this will depend on individual circumstances.
Is Evolution Funding safe?
Evolution Funding and its associated brands (including Evolution Loans) are authorised and regulated by the Financial Conduct Authority (FCA).
Services offered by this provider may change over time. Always check Ts&Cs.