Moneybarn Car Finance

Moneybarn are a UK based provider of Conditional Sale agreements_ Find out if you're eligible for Car Finance with Moneybarn by using our easy online comparison powered by Motiv Finance_ Quick, simple form – see your results in just a few minutes

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*Eligibility Service:

The car finance eligibility service is fully provided by Monevo.  The data you supply is directly submitted to Monevo and is used to retrieve personal loan and hire purchase quotes from their panel of lenders. If you select a loan purpose other than for car purchase you will only receive quotes for personal loans. By using their eligibility service you are agreeing to Monevo’s terms and conditions and privacy policy which can be found at is a registered Trading Name of Monevo Limited which is an Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number: 723672.  Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450.  Monevo Limited is registered in England and Wales (Company number 06511345). Registered office: Glasshouse, Alderley Park, Nether Alderley, Cheshire,SK10 4ZE.  Licensed by the Information Commissioners Office, (Registration number Z1498441).

Last updated on 20 November 2020.

Moneybarn Car Finance FAQ

Who is Moneybarn Vehicle Finance?

Moneybarn is a provider of specialist car, van, and motorbike finance. Founded in 1992, the lender particularly focuses on finding finance solutions for individuals with a poor credit rating that may have struggled to get accepted for car finance elsewhere. Moneybarn is based in the Hampshire town of Petersfield, and in 2014 they joined Provident Financial, a major UK supplier of personal credit.

What options does Moneybarn car finance offer?

Moneybarn car finance offer Conditional Sale finance.

Moneybarn can also finance vans, motorcycles, hybrid cars, and electric cars.

Who is eligible for Moneybarn car finance?

To be eligible for Moneybarn car finance, individuals need to be aged between 21 and 70 years old. They should also earn more than the minimum monthly income that Moneybarn set. You do not need a perfect credit score to be considered by Moneybarn.

What car can I finance with Moneybarn?

The car you plan to finance should be no older than the age limits set by Moneybarn, and should also have clocked no more than their mileage limit.

The dealership that you purchase your car from will need to be FCA registered and meet Moneybarn’s criteria, to ensure it is a reputable and trusted dealer. You will not be able to get Moneybarn car finance if you purchase from a private seller.

Can I get Moneybarn car finance with bad credit?

Moneybarn will consider applications from individuals with a range of circumstances, including those with bad credit ratings. They specialise in poor credit car finance applications, and may be able to accept individuals who have County Court Judgements (CCJs) and Individual Voluntary Arrangements (IVAs). Moneybarn may offer finance to anyone who has been made bankrupt, but they should have been discharged from bankruptcy for 6 years or more before they apply.

Moneybarn assesses each applicant individually, looking at their overall financial situation and affordability, not just their credit score in an effort to help individuals who may have been rejected by other lenders.

What information does Moneybarn Vehicle Finance need to know?

To apply for Moneybarn car finance you will need to provide personal information and details about your finances, including income and employment status. You may need to submit supporting documents to back up your application.

You can select a vehicle before applying for finance, or wait until you have been approved before choosing a car. When you decide on a vehicle, Moneybarn will be able to arrange any necessary payments to the dealer.

Is Moneybarn Vehicle Finance safe?

Moneybarn is authorised and regulated by the Financial Conduct Authority, as well as being a member of the Finance and Leasing Association (FLA).

Services offered by this provider may change over time. Always check Ts&Cs.

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