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Last updated on 09 November 2020.

1st Central Car Insurance

1st Central is a business name used by First Central Insurance Management, a subsidiary of the First Central Group. The insurance and technology group was established in Guernsey in 2008, where it continues to have an office. However, the 1st Central car insurance company mainly operates out of Haywards Heath, West Sussex with a number of other locations across the UK. 1st Central is a motor insurance broker that aims to give drivers a good and competitive price on their car insurance. They intend to make the process of purchasing insurance and making any claims simple for customers by offering support throughout the policy, not just at the point of sale.

1st Central offers two forms of cover: comprehensive and third party, fire and theft. Drivers can benefit from a range of additional features, subject to which policy they choose to take out. These may include windscreen cover, personal belongings cover, personal accident cover, and key assist. A variety of optional extras may also be purchased alongside a car insurance policy. Customers can choose to add cover, such as breakdown and legal expenses, to tailor their policy to their specific needs and requirements.

All 1st Central car insurance customers have access to their documents online, where they can also manage and make some changes to their policy. Additionally, they can contact the UK-based call centres and use the 24-hour claims line, should they be involved in an incident. 1st Central aim to provide a good customer service by assigning a Personal Claims Advisor to each person that makes a claim.

Furthermore, drivers with 1st Central car insurance may benefit from a rewards scheme which could offer discounts on a number of retailers and attractions. Households with two cars may also be able to earn a discount on the additional car insured with 1st Central.

Services offered by this provider may change over time. Always check Ts&Cs.