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*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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Last updated on 09 November 2020.

H&R Car Insurance

H&R Insurance is an Aberdeen-based, independent broker that was established in 1972. It offers a number of insurance products for cars, motorbikes, taxis, properties, and businesses, aiming to accommodate a wide range of customer needs. It works with a number of insurers to find the right cover for drivers, including Aviva, AXA, Broker Direct, Covea, ERS Underwriting, Liverpool Victoria, Markerstudy, KGM, Octane, Sabre, and Zenith.

Drivers can choose from third party only; third party, fire and theft; and comprehensive cover for their vehicle. The exact features that come with an H&R car insurance policy vary according to the level of cover chosen and which insurer actually supplies the policy. Some of the more comprehensive policies may include one or more of the following: windscreen cover, personal belongings cover, use of a courtesy car, foreign use cover, personal accident cover, and in-car entertainment cover. If one of these is not included automatically in a policy, drivers may be able to request for it to be added.

H&R Insurance offers some other additional covers that drivers can add to their policy, such as legal protection, breakdown cover, and excess insurance. These can help policyholders to tailor their insurance to their specific needs, whether they’re happy with a more basic policy or want one with full protection.

H&R Insurance may be able to cater for some non-standard specifications, such as modified cars or Q-plated cars.

Services offered by this provider may change over time. Always check Ts&Cs.