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*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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Last updated on 09 November 2020.

Principal Car Insurance

Principal Insurance is a specialist broker that Dave Bowcock started back in 2011. It offers car, motorbike, van, home, and business insurance policies, catering for both standard and non-standard needs. Principal, which is based in Sale, Manchester, specialises in providing an extensive range of insurance policies for many different types of vehicles and driver profiles. For example, they can accommodate high performance cars, kit and replica cars, classic cars, prestige vehicles, modified cars, and military vehicles, as well as young drivers and those with speeding or other convictions. Principal Insurance aims to supply cover that meets the specific needs of their customers, however particular they may be.

Drivers have a choice of third party only; third party, fire and theft; and comprehensive cover, which each offer different levels of protection. All Principal car insurance policies may include legal expenses (up to a certain amount), but more benefits are likely to be available with the more comprehensive policies. For example, they may come with use of a courtesy car, personal belongings cover, personal accident cover, windscreen cover, medical expenses, and more, with breakdown cover offered as an additional extra. For more specialist vehicles like classic cars, cover for wedding hire, rallies, and track days is also available.

Principal offers several ways for drivers to earn a discount on their insurance, in addition to no claims. For example, they offer limited mileage and owners club membership discounts, and also give the option of multi-vehicle policies. These apply for cars, but can also include bikes, trucks, and vans.

Services offered by this provider may change over time. Always check Ts&Cs.