CardOneMoney Current Accounts

CardOneMoney Current Accounts logo
  • CardOneMoney (previously CardOneBanking) offer a number of current account products which you can compare in the below.
  • Compare up-to-date information on interest rates, account fees and other important features
  • Click on the links provided to apply online direct with CardOneMoney.
See Deal Browse CardOneMoney Current Accounts FAQs

Compare CardOneMoney Current Accounts

  • CardOneMoney logo

    CardOneMoney Account

    • Monthly Fee
      £12.50
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      No overdraft
    • Minimum Monthly Credit
      None

Compare similar products from other providers

  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None
  • NatWest logo

    NatWest Select Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.49%
    • Minimum Monthly Credit
      None
  • thinkmoney logo

    thinkmoney Account

    • Monthly Fee
      £10
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      No overdraft
    • Minimum Monthly Credit
      None

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Last updated on 09 November 2020.

CardOneMoney Current Accounts FAQ

Who is CardOneMoney?

CardOneMoney is an independent business offering current accounts and payment services. It changed its brand name from CardOneBanking in May 2019. It is FCA-registered and has been in operation since 2007.

Can I open a CardOneMoney current account?

Providing you can supply proper identification, you should be able to open a CardOneMoney current account online. The business does not carry out credit checks on those applying to open a CardOneMoney current account, however the services it offers are more limited than those offered to people with more conventional bank accounts.

What banking services does a CardOneMoney current account offer?

Holders of a CardOneMoney current account can pay cash in at some banks and Post Office branches. They can also set up Standing Orders and Direct Debits, use bill payment facilities in the form of Faster Payment, and access an online account with text alerts and an automated telephone service. The account comes with access to a Prepaid Debit Mastercard Card.

The Prepaid card allows you to transfer money from the income being paid into your account each month onto the card. This means account holders can use their card to make online payments and buy things in stores, for example.

Can I get a CardOneMoney account if I have bad credit?

CardOneMoney does offer its online account to people with poor credit histories providing they can supply the right identification, prove they live in the UK and are over 18.

Is it free to open a CardOneMoney current account?

The account opening process is free but the account does carry a monthly fee. In addition there are fees for various card transactions, including for taking cash out of an ATM in the UK. There are also charges for adding a second card holder. It’s important that you think about how you will use a current account when assessing whether the account and the fees charges are acceptable for you.

How does the CardOneMoney Prepaid Debit Mastercard work?

The Prepaid Debit Mastercard that is available to account holders can be loaded with cash before you spend it. This can be done automatically or manually. It does not have any overdraft facility and you cannot, therefore, spend any money you have not loaded onto the card yourself.

Limits on minimum and maximum amounts loaded to the card apply, so check this will work for you when deciding which account to sign up for.

Do I apply for a CardOneMoney current account online?

Yes. There are no branches for CardOneMoney and you only need to provide some details online to receive your account number and sort code. There is no requirement for a signature or face-to-face meeting in order to open an account with CardOneMoney.

Can I carry out a bank transfer through my CardOneMoney current account?

Yes. The account gives you access to Faster Payment, which you can use to transfer cash to other bank accounts or to pay bills. You can do this online or through the telephone service.

Services offered by this provider may change over time. Always check Ts&Cs.