Cashplus Current Accounts

Cashplus is part of Advanced Payment Solutions (APS), a London-based company established in 2004.
Compare information on Cashplus current account products in the tables below.
Click on the links provided to apply direct with a provider.

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Compare Cashplus Current Accounts

Cashplus Activeplus
Monthly Fee
£5.95

Interest Rate
0%

Arranged Overdraft Rate
74.24%

Minimum Monthly Credit
None
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Product Features
- Set up an account in 5 mins online and get instant Account Number and Sort Code on approval
- Manage your account online or via mobile app
- Creditbuilder add on available to help improve your Credit Rating
Eligibility / Restrictions
- £5.95 card issue fee; £2 UK ATM withdrawal fee (£3 overseas); 9 free electronic payments and transfers (including Standing Orders) per month - 99p thereafter
- Cash deposit facilities via Post Office branches (0.3% fee, min £2 fee)
- Must be a UK Resident and 18 years or over
Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 57.07% EAR (variable). Representative APR 74.24% (variable).
Cashplus Deluxe
Monthly Fee
£9.95

Interest Rate
0%

Arranged Overdraft Rate
74.24%

Minimum Monthly Credit
None
See Deal More info
Product Features
- Set up an account in 5 mins online and get instant Account Number and Sort Code on approval
- Manage your account online or via mobile app
- Creditbuilder add on available to help improve your Credit Rating
Eligibility / Restrictions
- £5.95 card issue fee; Free UK ATM withdrawals; £3 overseas ATM withdrawal fee
- Cash deposit facilities via Post Office branches (0.3% fee, min £2 fee)
- Must be a UK Resident and 18 years or over
Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 57.07% EAR (variable). Representative APR 74.24% (variable).
Cashplus Freedom
Monthly Fee
Free

Interest Rate
0%

Arranged Overdraft Rate
74.24%

Minimum Monthly Credit
None
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Product Features
- Free UK purchases and ATM withdrawals
- Free purchase protection
- Set up an account in 5 mins online and get instant Account Number & Sort Code on approval
Eligibility / Restrictions
- £9.95 card issue fee
- Cash deposit facilities via Post Office branches (0.3% fee, min £2 fee)
- Must be a UK Resident and 18 years or over
Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 57.07% EAR (variable). Representative APR 74.24% (variable).

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Starling Bank Personal Current Account
Monthly Fee
Free

Interest Rate
0.05%

Arranged Overdraft Rate
15.0%

Minimum Monthly Credit
None
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Product Features
- Speedy set up in minutes. No paperwork, monthly fees or branch visits
- 24/7 support via phone, email or in-app chat
- Save smarter with Goals, the digital change jar to put money away for the stuff you need
Eligibility / Restrictions
- Must be a UK resident
- Cash deposit facilities via Post Office branches
- Cheque deposit facilities via app or post
Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 15 % EAR (variable). Representative APR 15% (variable).
TSB Spend & Save Account
Monthly Fee
Free

Interest Rate
0%

Arranged Overdraft Rate
39.9%

Minimum Monthly Credit
None
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Product Features
- Earn up to £30 cashback: £5 per month for 6 months, with 30 debit card payments per calendar month*
- Saving Pots, Save the Pennies and Auto Balancer features
Eligibility / Restrictions
- *Eligible for Cashback if you open a new Spend & Save account, including changing from an existing TSB current account, other than from a Classic. Direct debits and withdrawals not included.
- UK residents only, 18+
- Assumed arranged overdraft of £1200: 39.9% APR representative variable. Subject to application, approval & repayable on demand
Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 39.9% (variable).
TSB Spend & Save Plus Account
Monthly Fee
£3

Interest Rate
0%

Arranged Overdraft Rate
39.9%

Minimum Monthly Credit
None
See Deal More info
Product Features
- Earn up to £60 annually, on-going £5 Cashback every month, with 30 debit card payments per calendar month*
- Zero TSB card charges abroad. ATM operators/foreign banks may charge & sellers may apply a currency conversion fee on purchases
- Savings Pot, Save the pennies and Auto Balancer features
Eligibility / Restrictions
- *Eligible for Cashback, if you open a new Spend & Save Plus account, including changing from an existing TSB account (Direct Debits and withdrawals not included)
- Up to £100 interest-free arranged overdraft available subject to status
- UK residents, 18+ only
Representative Example: If you use an arranged overdraft of £1,200, you’ll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 40.1% (variable).

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Cashplus Current Accounts FAQ

Who is Cashplus?

Cashplus is a provider of banking services to consumers and businesses. It has been in operation since 2005 and is authorised by the PRA and regulated by the FCA and the PRA. Cashplus is a trading name of Advanced Payment Solutions Limited.

What kind of current accounts does Cashplus offer?

Cashplus offers consumer and business bank accounts that can be managed via Online Banking and/or banking app, all balances are FSCS protected up to £85,000.

Can I get an overdraft with a Cashplus current account?

Cashplus does offer overdrafts on both consumer and business accounts and will let customer’s know as soon as they are eligible. See comparison table for latest information on Cashplus overdraft rates.

Can a Cashplus Consumer Bank Account help me rebuild my credit record?

It is possible that responsible use of credit facilities, such as a limited overdraft, can sometimes help you to rebuild you credit record. Customers wishing to do this may consider opting into the Cashplus Creditbuilder tool.

Can I get a Cashplus bank account if I have bad credit?

Cashplus does offer people with poor credit histories a current account. In fact, there are no credit checks carried out at the time of applying for a Cashplus current account and, providing you can prove that you have a UK address and are over 18, you shouldn’t have a problem opening an account online.

Can I download an app for a Cashplus bank account?

Yes. The Cashplus Mobile App is available for Android and Apple devices and allows user to carry out most basic banking functions, including ordering cards and applying for overdrafts.

Can I deposit cash into my Cashplus bank account in person?

Yes. You are able to deposit your cash into the account at the Post Office and the money appears in the account right away.

Is a Cashplus bank account free?

No. There are a number of different types of current account offered by Cashplus. Each of these offer different pricing options. They may carry monthly fees and/or usage fees – check the pricing terms carefully before you apply.

Services offered by this provider may change over time. Always check Ts&Cs.

Cashplus Current Accounts

Compare Cashplus Current Accounts

Cashplus Activeplus

Cashplus Deluxe

Cashplus Freedom

Compare similar products from other providers

Starling Bank Personal Current Account

TSB Spend & Save Account

TSB Spend & Save Plus Account

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Cashplus Current Accounts FAQ