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Cashplus Current Accounts

Cashplus Current Accounts logo
  • Cashplus is part of Advanced Payment Solutions (APS), a London-based company established in 2004.
  • Compare information on Cashplus current account products in the tables below.
  • Click on the links provided to apply direct with a provider.
See Deal Browse Cashplus Current Accounts FAQs

Compare Cashplus Current Accounts

  • Cashplus logo

    Cashplus Activeplus

    • Monthly Fee
      £5.95
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      74.24%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 57.07% EAR (variable). Representative APR 74.24% (variable).
  • Cashplus logo

    Cashplus Deluxe

    • Monthly Fee
      £9.95
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      74.24%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 57.07% EAR (variable). Representative APR 74.24% (variable).
  • Cashplus logo

    Cashplus Freedom

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      74.24%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 57.07% EAR (variable). Representative APR 74.24% (variable).

Compare similar products from other providers

  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 15 % EAR (variable). Representative APR 15% (variable).
  • first direct logo

    First Direct 1st Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      0%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 30.5% (variable). 0% EAR variable on the first £250.
  • Barclays logo

    Barclays Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 35.0% EAR (variable). Representative APR 35.0% (variable).

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Last updated on 09 February 2021.

Cashplus Current Accounts FAQ

Who is Cashplus?

Cashplus is a provider of banking services to consumers and businesses. It has been in operation since 2005 and is authorised by the PRA and regulated by the FCA and the PRA. Cashplus is a trading name of Advanced Payment Solutions Limited.

What kind of current accounts does Cashplus offer?

Cashplus offers consumer and business bank accounts that can be managed via Online Banking and/or banking app, all balances are FSCS protected up to £85,000.

Can I get an overdraft with a Cashplus current account?

Cashplus does offer overdrafts on both consumer and business accounts and will let customer’s know as soon as they are eligible. See comparison table for latest information on Cashplus overdraft rates.

Can a Cashplus Consumer Bank Account help me rebuild my credit record?

It is possible that responsible use of credit facilities, such as a limited overdraft, can sometimes help you to rebuild you credit record. Customers wishing to do this may consider opting into the Cashplus Creditbuilder tool.

Can I get a Cashplus bank account if I have bad credit?

Cashplus does offer people with poor credit histories a current account. In fact, there are no credit checks carried out at the time of applying for a Cashplus current account and, providing you can prove that you have a UK address and are over 18, you shouldn’t have a problem opening an account online.

Can I download an app for a Cashplus bank account?

Yes. The Cashplus Mobile App is available for Android and Apple devices and allows user to carry out most basic banking functions, including ordering cards and applying for overdrafts.

Can I deposit cash into my Cashplus bank account in person?

Yes. You are able to deposit your cash into the account at the Post Office and the money appears in the account right away.

Is a Cashplus bank account free?

No. There are a number of different types of current account offered by Cashplus. Each of these offer different pricing options. They may carry monthly fees and/or usage fees – check the pricing terms carefully before you apply.

Services offered by this provider may change over time. Always check Ts&Cs.