NatWest Current Accounts

NatWest Current Accounts logo
  • If you are on the lookout for a new current account you can check out NatWest's range of accounts in the table below.
  • Compare the latest information on interest rates, overdraft facilities and account fees.
See Deal Browse NatWest Current Accounts FAQs

Compare NatWest Current Accounts

  • NatWest logo

    NatWest Select Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.49%
    • Minimum Monthly Credit
      None

Compare similar products from other providers

  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None
  • thinkmoney logo

    thinkmoney Account

    • Monthly Fee
      £10
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      No overdraft
    • Minimum Monthly Credit
      None
  • Barclays logo

    Barclays Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
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Last updated on 11 November 2020.

NatWest Current Accounts FAQ

Who is NatWest?

NatWest is part of the Royal Bank of Scotland group and is a major high street bank chain in the UK. It offer a variety of banking services, such as loans, savings and current accounts, as well as mortgages, to both consumers and businesses in the UK and beyond.

What NatWest current accounts are available?

NatWest currently has several current account choices that customers can apply for, and may be offered access to, depending on their financial situation and credit score. Their product range includes:

  • NatWest Select Account: This is NatWest’s ‘everyday’ bank account, with no monthly fee. It offers a wide range of banking services to account holders, including access to an arranged overdraft for those who meet the criteria. Fees may also apply to certain services.
  • NatWest Reward Accounts: These accounts carry a monthly fee and pays the account-holder ‘rewards’ worth a percentage of the total paid out in bills through direct debit from the account. As well as the basic Reward Account, there is a Reward Silver and Reward Platinum account, which carry different monthly fees and come with various rewards and added extras, such as insurance cover and breakdown cover. Other fees may also apply for services and transactions. Rewards and benefits may not always be useful to you, and buying separately can sometimes work out cheaper, so check carefully before signing up to packaged accounts like this.

What information will I need to provide when I apply for a NatWest current account?

When applying for a current account, most banks will ask you to provide proof of address and address history. They will probably check your credit record and ask for your employment and salary information. It’s important to have this information to hand when applying and remember that applying and being turned down could damage your credit record.

If I have poor credit can I get a NatWest current account?

NatWest has a Foundation Account, which it may recommend to applicants for the Select Account if, during the process, they are found to be unsuitable for the Select Account. The Foundation Account offers many of the same banking services but does not include access to an overdraft or other credit services.

Are NatWest accounts free?

The Select Account doesn’t carry a monthly fee for maintaining the account, but some services may carry a fee. The Reward accounts charge monthly fees of varying amounts. It’s important to check the details before you apply as they can change regularly.

Does NatWest offer online banking?

Yes. NatWest offers customers online banking and access to an app that they can download onto their mobile device, through which they can access most banking services. You may still have to visit a branch to pay in cash, for example.

Services offered by this provider may change over time. Always check Ts&Cs.