Yorkshire Bank Current Accounts
- Yorkshire Bank offers a wide range of business and personal current accounts which you can compare below.
- Compare up-to-date information on interest rates, account fees and other important information.
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Compare other productsYorkshire Bank Current Accounts FAQ
Who is Yorkshire Bank?
Yorkshire Bank operates in England and is a trading division of Clydesdale Bank, which in turn is owned by CYBG Plc. Yorkshire Bank currently offers a full range of banking services, including loans, savings, insurance, current accounts and mortgages.
Can I open a current account with Yorkshire Bank?
Yes, Yorkshire Bank offer three main current accounts for adults living in the UK. These are as follows:
- B Current Account: This is Yorkshire Bank’s everyday bank account that does not charge a monthly fee. However, some fees and charges could apply for extra services should you need them. The B Current Account provides users with standard banking services, including access to a debit card, online and telephone banking, a cheque book, transfers, direct debits and standing orders. This account also pays interest on balances up to a limit. Account holders can apply for arranged overdrafts, although this is subject to status, and unarranged overdrafts are also available with grace periods before charges apply. Overdrafts usually cost borrowers in the form of interest charged on overdrawn balances or a set amount charged per day that you are overdrawn.
- Signature Current Account: This is an account that charges a monthly fee for maintaining the account but also offers extras such as insurance and breakdown cover. Other perks include offset mortgage facilities and extra security features. When considering whether to take out a packaged account, it’s important to ensure that you weigh-up whether the deal will save you money or whether it might be cheaper to buy the extra benefits separately.
- Current Account Control: This account is aimed at people that want a little more insight and control over their own finances and offers controls to help prevent account-holders going into their overdraft. It includes an arranged overdraft subject to the normal credit checks and can also be linked to a mortgage or a savings account.
If I have a poor credit rating, will I be able to open a Yorkshire Bank current account?
Yorkshire Bank does offer a basic current account called the Readycash account. This account doesn’t carry the option of applying for an overdraft but does offer many of the standard banking services people need, such as paying in, withdrawals with a card, direct debits and standing orders.
How much does a Yorkshire Bank current account cost?
This all depends on the type of account you take out and the way in which you use it. Lots of people could open the B Current Account and hold the account for free. Others might require extra services that come with fees, or they may use their overdraft and be charged interest. It’s important to compare current accounts and get a clear view of the charges and costs involved to help you decide which account might be best for you.
