1plus1 Guarantor Loans

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• Buddy Guarantor Loan

  • Representative APR
    49.9% APR
  • Available Amounts
    £1,000 to £10,000
  • Min / Max Terms
    1 to 5 years
  • Guarantor Type
    Homeowner or Tenant

  Guarantor Criteria

  • Must be aged 18-75
  • Must be a UK resident
  • Must not be on an active bankruptcy, IVA or equivalent
  • Guarantor does not need to own a home

  Borrower Criteria

  • Must be aged 18-75
  • Must be a UK resident
  • Must have a good credit history

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  Representative Example: Representative APR 49.9%. Based on a loan of £3,250 over 36 months at an interest of 41.16% p.a. (fixed). Monthly repayments of £158.57. Total amount payable £5,714.67. Maximum APR: 49.9%.
• Guarantor My Loan

  • Applicant and guarantor must both be homeowners

  • Representative APR
    29% APR
  • Available Amounts
    £1,000 to £10,000
  • Min / Max Terms
    1 to 5 years
  • Guarantor Type
    Homeowner

  Guarantor Criteria

  • Must be aged 25-71
  • Must be a UK resident
  • Must have good credit
  • Must be a homeowner

  Borrower Criteria

  • Must be aged 25-71
  • Must be a UK resident
  • Must have reasonable credit
  • Must be a homeowner

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  Representative Example: Representative APR 29.0%. Based on a loan of £4,000 over 36 months at an interest of 8.74% p.a. (fixed). Monthly repayments of £160.61. Total amount payable £5,781.96. This includes £1,176.98 interest & £604.98 in fees. Maximum APR: 69%.
• TrustTwo Guarantor Loan

  • Guarantor must be a homeowner

  • Representative APR
    37.9% APR
  • Available Amounts
    £1,000 to £15,000
  • Min / Max Terms
    1 to 5 years
  • Guarantor Type
    Homeowner

  Guarantor Criteria

  • Homeowners only
  • Must be aged 25 - 74
  • Must have a good credit history
  • Spouses or partners will not be accepted

  Borrower Criteria

  • Must be aged 21 or over
  • Must be employed and have a minimum income of £1,000 pcm (not furloughed)
  • Must not be declared bankrupt or in IVA or debt management plan

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  Representative Example: Representative APR 37.9%. Based on a loan of £5,000 over 36 months at an interest of 32.57% p.a. (fixed). Monthly repayments of £219.36. Total amount payable £7,896.85. Maximum APR: 49.9%.
• TrustTwo Guarantor Loan

  • Representative APR
    49.74% APR
  • Available Amounts
    £1,000 to £15,000
  • Min / Max Terms
    1 to 5 years
  • Guarantor Type
    Tenant or living with parent

  Guarantor Criteria

  • Guarantor can be tenant or living with parents
  • Must be aged 25 - 74
  • Must have a good credit history
  • Spouses or partners will not be accepted

  Borrower Criteria

  • Must be aged 21 or over
  • Must be employed and have a minimum income after tax of £1,000 pcm (not furloughed)
  • Must not be declared bankrupt or in IVA or debt management plan

  See Deal More info
  Representative Example: Representative APR 49.74%. Based on a loan of £5,000 over 36 months at an interest of 41.06% p.a. (fixed). Monthly repayments of £243.65. Total amount payable £8,771.52. Maximum APR: 49.9%.