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Last updated on 09 November 2020.

Fresh Home Insurance

Fresh Insurance Services Group Ltd is an independently owned, personal lines insurance intermediary that was created in 2002. The Group owns several motor insurance brands which target more niche or ‘higher risk’ groups such as young or convicted drivers. Fresh Home Insurance, a trading name of the group, was established in 2010 to specifically offer home insurance to ‘non-standard’ properties and individuals. The company operates from two sites in Redditch, Worcestershire, and Bracknell in Berkshire. It works with a range of insurance providers to try and source affordable and tailored cover for its customers.

Fresh Home Insurance offers contents and buildings insurance, particularly for more unusual or specialist homes that could be considered ‘high risk’. These may include unoccupied houses, homes in flood risk areas, or houses that are of a more unusual design. The exact cover that these home insurance products give customers will depend on which insurer underwrites the policy. The insurance should provide protection in the event of emergencies, such as natural disasters, fires, or burglary. Some insurers may be able to extend the contents insurance policy to cover possessions even when they are taken outside the home. The items and incidents that are covered vary between insurers, so individuals should consult their documents for the full terms of their policy.

A variety of optional products are available through Fresh Home Insurance such as Home Emergency Cover and Family Legal Protection. They also offer flexible payment options to suit the circumstances of each customer.

Services offered by this provider may change over time. Always check Ts&Cs.