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Last updated on 09 November 2020.

Intelligent Home Insurance

Intelligent Advisory Services Ltd, trading as Intelligent Insurance, was established in 2014. The company is based in the Hampshire town of Ringwood, and aims to provide competitive insurance for ‘non-standard’ properties. They try to offer good quality and good value insurance for properties and individuals who may typically be seen as ‘higher risk’, such as homes with subsidence, listed buildings, and individuals with a claims or convictions history. Intelligent Insurance is underwritten by a number of insurance providers from whom they aim to source specifically tailored policies for individuals that provide appropriate cover for their situation.

Intelligent provides buildings and contents insurance which protects you if the structure of your house or your belongings are lost or damaged. These policies normally include some levels of accidental cover, alternative accommodation, new for old cover, and property owners’ liability cover. If individuals want further protection, there are some optional extensions available to purchase alongside a home insurance policy. These may include extended accidental damage cover, protection for personal contents when they are outside the home, upgraded home emergency cover, and cover for high-risk items.

Some of these features may only be available for standard home insurance policies. Holiday homes, let properties, second homes, and the other specialist properties Intelligent Insurance caters for, have specific requirements that ‘standard’ homes don’t have, which means their home insurance will differ. The exact terms of each policy depend on which insurer provides the cover as well as the profile of the property/customer needing the insurance.

Services offered by this provider may change over time. Always check Ts&Cs.