Knowledge Hub

Caroline Ramsey

APRs have long been used to demonstrate the cost of borrowing. But are they the most accurate measurement? We take you through APRs, interest rates and how you should use them when choosing a loan.

Jim Kersey

If you’ve ever wondered what an interest-only mortgage is, or are considering choosing one, read on to find out how it works.

Jim Kersey

Remortgaging can be a tempting option if you’re looking at ways to free up cash or move to a better deal on your loan. But is remortgaging always the best course of action? Here are seven things to consider when remortgaging.

Caroline Ramsey

Overpaying on your mortgage might seem like a great option if you have the capital, but it’s important to remember that it’s not for everyone. There may be restrictions from your lender as well as personal circumstances that might make overpayments difficult or simply not worth it.

Jim Kersey

There are significant differences between variable rate mortgages and fixed rate mortgages. Before entering into a mortgage loan agreement, make sure you do the research to find out what the best type of mortgage loan is for you.

Jim Kersey

Getting a mortgage if you are self-employed is possible, but you will need to pay closer attention to mortgage lending criteria and jump through a few extra hoops. Here is how you can get a mortgage if you’re self-employed.

Caroline Ramsey

Depending on your lender, you may encounter early repayment charges if you want to leave your current mortgage deal or repay your mortgage early. Make sure you understand the consequences of early repayments and take note of any potential charges they might incur.

Caroline Ramsey

Want to know more about invoice financing and whether it is a viable finance option for your business? We cover the key issues to help you decide.

Nic Redfern

What should you expect when you apply for a business loan and what preparations should you make? Our brief guide covers all the essentials.

Caroline Ramsey

With plenty of alternative options on offer, might it be time to turn your back on the big high street banks for your business banking needs?

Jim Kersey

It can be incredibly difficult to choose the right mortgage to suit your needs. From the basics of the loan, to the technical details involved in the process, to the provider, there’s a lot to get straight when you look at how to choose a mortgage.

Caroline Ramsey

While you will have a bit more of a challenge on your hands, bad credit business loans today come in many shapes and sizes. Find out more about your options as a small business owner.

John Ellmore

The beautiful game can teach us all a thing or two about personal finances. We take you through some of the most important things we can learn about income, debt and finance from the world of football.

John Ellmore

Find out about our new interactive tool that lets you explore the finances and debt of your favourite Premier League team and their surrounding areas.

Caroline Ramsey

From small business loans, to overdrafts and commercial mortgages – there are plenty of funding options available for businesses seeking to finance their expansion. Take the time to research your options and identify the best form of growth finance for your company.

Peter Adams

A strong credit rating is an absolute necessity for both an SME or established business. We take you through the recommended steps to get your rating back on the right track.

Caroline Ramsey

We take you through some types of specialist business loans that can be better suited to the needs of your company than a typical commercial credit card.

Caroline Ramsey

Late payments are a national phenomenon that affect small and medium sized businesses in particular. Here’s everything you need to know about the troubling trend including how you can protect your business from late payment problems.

Nic Redfern

Many businesses have been forced to implement a working from home strategy to survive the COVID-19 lockdown in the UK. We look at tips for working from home, including how to manage a team remotely, how to stay motivated, and look after your wellbeing.

Caroline Ramsey

The continued rise of automation comes with many advantages and disadvantages. We explore the issues to help you decide if automation is the right choice for your business.

Jim Kersey

Making the shift from regular employment and a PAYE salary at the end of every month to working for yourself is a big decision no matter what your circumstances. Here are the essentials to consider carefully before taking that leap into self-employment.

Caroline Ramsey

Accountancy software has proven to be a lifesaver for many companies, but is it a genuine alternative to working with a professional accountant? And more importantly, is it right for your business?

Nic Redfern

We give you the lowdown on small business loans, taking you through the options available, how you choose and how you apply.