Knowledge Hub

John Ellmore

British drivers are not uncommon on European roads – particularly in the summer months. However, each country has sets of rules that may differ from those you're familiar with back home, so what do you need to do before you start driving in Europe?

John Ellmore

Remortgaging when interest rates are low can be a way for homeowners to save money, especially if their mortgage was taken out many years ago when interest rates were high. However, there are other factors to consider before you commit.

In this article, we look at which financial support schemes businesses have used, what business leaders think of how the government has handled the crisis and what their plans are for 2021.

The Financial Independence, Retire Early (FIRE) movement has gained traction over the years as more individuals look to save enough money to be able to take early retirement. But what does it involve and how accessible are its aims?

John Ellmore

From anniversary gifts and getting engaged to going to the ultimate honeymoon destination, being in a relationship doesn’t always come cheap. But can you really put a price on love?

John Ellmore

From poor weather conditions to inexperience behind the wheel, accidents on the road can occur for a number of different reasons. With millions of drivers and billions of vehicles across the world, where are the most dangerous places to drive?

John Ellmore

‘Should I pay off my student loan early?’ This is a question that has passed the lips of pretty much every graduate. Most of us are not sure of the pros and cons of paying back our loans early. It all hinges on when you studied and how much you earn.

John Ellmore

With the lengthy nature of the home buying process, it’s good to know how long your mortgage offer will last so that you can make plans to complete the purchase of your home even if there are unexpected delays or knots in your chain.

John Ellmore

Selling your home to move into a new home at the same time can be a challenge. There are a lot of factors to consider: should you sell your home first? Are you willing to live in rented accommodation while contracts are exchanged? We share our top tips for selling and buying a home at the same time.

John Ellmore

Millions of car and home insurance customers could be protected from annual price hikes, as a new report from the FCA proposes to stop insurers from charging loyal customers more than new customers. New rules could be introduced by late 2021.

John Ellmore

Having all the necessary documents and information available for finance companies to check is an important part of ensuring your car finance application is accepted. Typical car finance checks include credit checks and affordability assessments.

John Ellmore

Consumers have various options when looking to borrow money, from loans to overdrafts to credit cards. Each form of borrowing is suited to different purposes, so read on to discover which might suit your needs and financial circumstances.

John Ellmore

Hire purchase and personal contract purchase are the two most popular ways of buying a car on finance in the UK. There are a few distinct differences between these types of car financing which, when thoroughly understood, can help car buyers choose between them.

John Ellmore

There are many common reasons why your personal loan application might have been rejected, and most are easily rectified. Before applying for a loan, make sure your application is as strong as it can, using the tips in this guide for help.

John Ellmore

A guarantor loan can help you access finance if you have poor or no credit history. Much like an unsecured personal loan, you will borrow a sum and then pay back fixed monthly repayments. Guarantor loans require a friend or relative to guarantee to repay the loan if you cannot.

A recession can be a worrying time for many, but you can take a number of precautionary measures to prepare you for any future difficulties. From cutting spending to paying off debt to building up an emergency fund, find out how you can start to protect your money in a recession.

As COVID-19 continues to cause disruption and difficulties across the economy, what measures have the government introduced to help businesses navigate their way through this period?

John Ellmore

Having your mortgage application declined shouldn’t spell the end of your dream to own your own home. There are many reasons why your application could have been turned down. In this guide we’ll explain why a lender might have declined your application and what you can do to boost your application.

How can recent graduates looking for work in the midst of a recession improve their chances of securing a job? Read on to find out how you can adapt to the challenges posed by the economic situation and boost your job prospects.

John Ellmore

If you’re in negative equity on your car finance it means you owe more in repayments to your provider than the current value of the car you’re driving. Negative equity occurs quite often with new cars that depreciate quickly.

John Ellmore

As a first-time buyer, understanding the different types of mortgages and the jargon that comes with them can be tricky. This guide presents all the essential information you need to take your first step on the property ladder.

If you have a residential mortgage on your property and are thinking of renting it out, there are lots of factors to consider. How can you get your property ready to rent and what do you need to do before advertising for tenants?

John Ellmore

his article outlines the impact car finance can have on a mortgage application. Learn the factors that providers weigh up when assessing a mortgage application, and find out how to boost your chances of being approved.

Nic Redfern

Since the digital banking revolution and the deregulation of the banking sector, we’ve seen the fastest growth of new banks ever. This means businesses have more options when choosing where to open a business bank account. So, should businesses choose a challenger bank or high street bank?