Knowledge Hub

Many business owners choose to use a challenger bank for their business banking. But what is a challenger bank, and are they revolutionising business banking as we know it? We explore challenger business bank accounts below.

John Ellmore

In an unprecedented era of easy credit, it’s important to have the right attitude to debt. Here, we explore the psychology of debt, its impact on our mental health, and how it can affect our lives without us even realising it.

Jim Kersey

Joint, family or multi-vehicle breakdown cover can save you money if you want to cover more than one car or driver. There are different kinds of policies depending on who and what you want to cover, which you can read more about in our guide.

There are a number of different types of breakdown cover to choose from. You can find cover tailored to your needs, whether you just want basic assistance in case of emergency or comprehensive onward travel cover to help you continue your journey.

Many environmentally-conscious businesses are taking steps towards reducing the impact of their online infrastructure. We take a look at the issues surrounding green web hosting in the UK.

Nic Redfern

UK businesses and workers are engaged in a process of transformation, where the way we work is changing. With a growing demand for flexible working – whether it means working remotely, for fewer hours or in the gig economy – we assess the challenges that lie ahead.

Rass Fakour-Zaker

We take a look at the ten most expensive paintings ever and the surprising reasons behind their huge price tags.

John Ellmore

Taking time off work to welcome a new child into your life can cause financial worries. We look at the pay and benefits you are entitled to on maternity, paternity and adoption leave, and suggest a few money-saving tips to help you settle into family life.

We shortlist a number of UK financial blogs that cover a range of interesting consumer finance topics.

Mic Wright

It can be a pain trying to keep track of your child’s allowance in coins and cash. Pocket money apps instead allow you, and your child, to monitor their savings with ease on your smart devices. You can even reward them for chores while teaching them about budgeting and responsible spending.

John Ellmore

Section 21 of the Housing Act 1988 allows private landlords to evict tenants in England and Wales on an assured tenancy agreement or rolling contract, without having to establish that the tenant is at fault. It is a controversial law and requires specific circumstances to be valid.

It’s harder to get a loan if you don’t have a credit history as providers will look at your credit score when deciding whether to lend to you. Find out your options if you don’t have a credit history and you need a loan.

Peter Adams

Do you want to insure two cars at the same time but aren’t sure what you need to do? Then look no further than our helpful guide on multi-car insurance today, as we explain the ins and outs of multiple car insurance and where you might be able to save some money.

Jim Kersey

If you are considering taking out a short-term loan, make sure you check whether a longer-term loan might make more sense, or vice-versa. Here, we take a look at both these options in more detail.

Jim Kersey

Taking out a loan for debt consolidation allows you to turn multiple debt payments such as credit cards and student loans into one ‘consolidated’ loan and monthly payment. This can potentially offer you a better interest rate and added convenience, saving you time and money.

Jim Kersey

A payday loan is a type of short-term loan that is typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the alternatives.

In the first of our Expert Insights series, Joe Howard, a business insurance specialist discusses the common misconceptions that cause problem for SMEs.

Caroline Ramsey

If you’re thinking of taking out a personal loan, you may be wondering whether it’s worth using the services of a loan broker. Here, we look at the reasons brokers can be useful and why you may prefer to do the leg work yourself.

Jim Kersey

Banks and other lenders use your debt-to-income ratio to evaluate your suitability as a borrower. This means comparing your monthly debt payments to your income before they approve a loan for you. Use our simple calculator to get your results instantly.

Peter Adams

Owning a cat or kitten can be a rewarding experience, but with the rising costs of vet bills pushing pet insurers to increase the price of their policies, it’s becoming more expensive to own a pet in the UK. We’ve created a guide to saving money on cat and kitten insurance policies.

Personal breakdown cover applies to an individual, whatever car they use, while vehicle cover applies only to the specified car, or cars, on a policy. They each have their benefits and the best type of cover for you will depend on your driving habits.

GAP insurance is an optional cover that can protect you against depreciation if your car is stolen or written off. Find out more about what GAP insurance covers, how it works and how it could help you.

Caroline Ramsey

It’s not essential to have a credit card but, when used responsibly, they can be a useful way to borrow money. Read on to find out when you may want to get a credit card and when it may not be a good idea.