Knowledge Hub
Looking for information to help manage your personal or business finances? Our knowledge hub offers straight-talking guides and articles to help make your money go further.
Most popular articles
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What Is Business Liability Insurance?
Business liability insurance protects not only your finances, but your employees, clients and customers too, in the event something goes wrong. Find out more about employers’ liability, public and product liability insurance with our guide below.
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Complete Guide to Lending Money to Friends and Family
Loans between friends and family can be a quick and easy way to access money, but they aren’t without their complications. If things go wrong, your relationship could suffer, so find out what you can do to try to make lending to friends and family a success.
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Small Business Insurance: How to Pick the Right Policies
From pubs and restaurants to architects and consultancy firms, there are numerous types of small businesses. And with them comes an array of small business insurance options, designed to help with legal fees and compensations costs if something goes wrong. Find out more in our guide below.
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Sole Trader Insurance: Everything You Need to Know
As someone who is self-employed or a sole trader, the last thing you want to deal with is the stress of a claim made against you or your business. However, none of us can control the future, which is why it is so important to consider sole trader insurance. Read on to find out more
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What is a Logbook Loan?
Logbook loans are secured against your vehicle, so the lender temporarily owns your vehicle until you repay the loan in full. These loans can be very expensive, which means alternative options are likely to be more suitable. Read on to find out how they work.
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Five Ways To Save For A House Deposit
Are you ready to start saving for your first home? From tips on budgeting to how to boost your savings, find out how you can build up a lump sum for your house deposit.
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How Rising Interest Rates Could Affect Your Finances
Interest rates are expected to rise further in the coming months in an effort to tackle growing levels of inflation. The historic low rate of 0.1% has been increased and may rise multiple times over the next year, a change that will affect borrowers and savers.
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Are Entrepreneurs Born or Made?
What does it take to be a successful entrepreneur? We investigate whether experience or innate ability matters more. Read on for interviews from entrepreneurs on how they achieved success.
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Amazon and Visa Credit Cards: How Are You Affected?
Amazon’s decision to ban the use of Visa credit cards as a payment method from 2022 onwards may affect how you decide to shop with the online retail giant. Find out more about your potential options below.
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Green Mortgages: What Are They and How Do They Work?
Green mortgages offer incentives, such as lower interest rates and cashback, to borrowers who purchase an energy-efficient home, or adapt their current home to meet certain environmental standards. This means you can save money while doing your bit for the environment.
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Can I Get a Student Credit Card?
Although your options might be limited, it is possible to get a student credit card in the UK. Used responsibly, they can help you cover unexpected expenses, while also building a credit history for when you’ve left university. Find out more below.
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Do I Need Business Insurance?
Regardless of the size or type of your business, it is very likely that you will need some form of business insurance. The right policies can provide comfort in the knowledge you will be covered in the event of any unforeseen disruptions, losses or claims that might be lurking around the corner.
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What is Market Volatility?
Market volatility, where stock prices move up and down significantly and unpredictably, can appear scary to the uninitiated, but professional traders welcome it as an opportunity to buy stocks cheaply or sell high. Here, learn what market volatility is and how it can create opportunities.
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What is Fundamental Analysis?
Fundamental analysis is a means of comparing a company’s stock price with its underlying worth, or intrinsic value, to discover whether it represents a good investment or not. Read on to learn the types of fundamental analysis and how you can put them into practice.
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What is Technical Analysis?
Technical analysis is a form of stock analysis that focuses on analysing past movements in stock prices. It has two aims: to determine whether the current price represents good value, and to predict future price movements. Here, learn what technical analysis is and what strategies you could take.
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Investing for Beginners: What is a Brokerage Account?
While investing can seem very complex, opening a brokerage account and starting to invest is surprisingly easy. You can either place your own trades through an online account, or hand control over to a financial adviser and investment manager. Discover how to open a brokerage account below.
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Do I Need Student Contents Insurance?
Student contents insurance can help give you added peace of mind during the excitements and stresses of moving away to university, safe in the knowledge that your most valuable items are covered come what may. Find out more about how it works below.
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SERPS Pension Explained
If you contributed towards a SERPS pension between 1978 and 2002, you might be due a top up to your state pension. Alternatively you may have contracted out of SERPS, and seen your National Insurance contributions paid into a workplace or private pension instead.
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What is a Trust and Why Set One Up?
Trusts can be a useful way to reduce inheritance tax, but they can also protect your assets so they are passed to the people you care about in the way you would like. Here’s why trusts could be worth considering as part of your estate plan.
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Autumn Budget 2021: How Will it Affect You?
From the rise in the National Living Wage to changes to the Universal Credit taper rate, alcohol duties and business rates, there was plenty to impact on your bank account in Rishi Sunak’s Autumn Budget. Find out all the biggest takeaways with our guide to the Chancellor’s announcements.
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Inheritance Tax Gifts Explained
Giving away money during your lifetime can help reduce inheritance tax on your estate, provided you follow the rules. Here’s how to make use of tax-free gifts and maximise the inheritance you can pass on to your loved ones.
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Understanding Cryptocurrency Risks
The risks involved in cryptocurrency should not be ignored. Before considering it as a viable investment alongside or instead of more traditional forms of investing, it is important to educate yourself on the potential dangers involved in buying cryptocurrencies.
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How to Open an International Student Bank Account in the UK
If you are coming to the UK to study, life will be much easier if you have a UK bank account. In most cases, an international student bank account will end up being a standard current or savings account. Find out how to apply, and what you need to look out for.
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What Can I do if I am Struggling With Secured Debt?
If you are behind on your secured loan repayments, you may be worried about losing your property. But if you get help early on, you may be able to avoid your property being repossessed.
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