Knowledge Hub

John Ellmore

Weddings are joyous, once-in-a-lifetime occasions—but they’re also massive financial commitments. Just how much do they really cost, and what plans can you make to pay for yours?

Nic Redfern

More people are returning to work, but social distancing is changing our commute. A recent report stated that maintaining a 2m distance between London Tube passengers is only possible at 15% capacity, and for buses only 12% capacity would be possible. How will you commute to work as lockdown eases?

John Ellmore

If you’re a single person spending significant sums on rental costs every month, you might ask yourself ‘can I get a single person mortgage?’. In this article we’ll outline everything you need to know, about applying for, and being accepted for a single person mortgage.

Nic Redfern

Day to day, there’s little distinction between self-employment and being a sole trader— so you might be asking yourself what is the difference, and how does it impact me?

John Ellmore

In the current climate your next holiday might end up being a staycation. Our guide will help you get the most out of your UK staycation.

Tess O’Leary, ANNA Money

So you want to know more about VAT? It can appear to be wrapped in mystery if you've never had to pay it before, but being VAT registered could bring real financial advantages. Read on for everything you need to know about VAT, but were too afraid to ask.

Nic Redfern

Businesses are feeling the pinch as the UK nears the three-month mark since lockdown was implemented. What measures are SMEs employing to stay afloat?

John Ellmore

New houses and flats are popping up nationwide, with many snapped up before building has even been completed. What do you need to consider when buying one?

Nic Redfern

Many ambitious students will ask the question of whether you can start a business at university. The answer is a resounding yes. More than one in four, 26% of students plan to start a business while at university, according to Santander Universities. That’s just under half a million new businesses.

John Ellmore

A new survey commissioned by NerdWallet into Brits’ attitudes during the COVID-19 pandemic has revealed that 20% of us have significant and regular feelings of guilt around our daily behaviours and how we spend our time. Plus, more than quarter of people felt guilty about not saving more.

Nic Redfern

To operate as a courier, you may need to take out certain types of insurance, depending on the services you provide. Is your courier business fully covered?

Nic Redfern

If you’re looking to grow your small business, or even to expand it into a financially viable career, it might be worth considering a loan.

Nic Redfern

Whether you’re looking to attract investors or provide direction, every business needs a written plan. But how should you go about writing it?

John Ellmore

The FCA have released guidance for insurers to help those whose capacity for payments has been altered by the COVID-19 pandemic.

John Ellmore

It’s been a while now since the Government implemented lockdown to slow the spread of COVID-19, but the implications for the workplace are set to change for the long term—even when we return to the office.

Nic Redfern

Since the financial crisis of 2007–8, banks have been warier of lending to individuals who can’t demonstrate a solid financial track record. This can prove especially true if said individual is self-employed.

Nic Redfern

Starting a business from scratch is a noble endeavour, and there’s no set formula to success. It’s about ingenuity, hard graft, determination, tenacity—and some funding helps, too.

Nic Redfern

The legal status you choose for your business has major implications for tax, earnings and even survivability. Should you be a sole trader or a limited company—and how to reach that decision?

Nic Redfern

Registering your company name is an exciting process, and provides you with concrete proof that your idea is transforming into reality.

Nic Redfern

As a new business owner it seems you’re constantly spinning plates and putting out fires all while trying to keep your head above rising tides. You don’t have to go it alone! With the help of small business grants, a supportive mentor and savvy networking, your business can truly thrive.

Nic Redfern

If this is the year you’re going to make your dream of being a small business owner come true, you’ll need to know exactly what your banking options are.

Nic Redfern

Budgeting is something of an art form, and it’s absolutely non-negotiable—especially for small businesses.

John Ellmore

Missing a loan repayment can have serious consequences for your credit score and may lead to legal action being taken against you. Today we examine what happens if you’re struggling to make your loan repayments—and how to avoid that situation in the first place.

Nic Redfern

Asset finance is a flexible funding option which enables you to secure expensive equipment that your business can’t afford to purchase outright.