Knowledge Hub

Connor Campbell

Starting your child’s money journey early in life gives them more time to learn and build healthy financial habits before adulthood. And a kids’ bank account can be a vital tool in helping them do exactly that. Find out the benefits of kids’ bank accounts below.

Connor Campbell

With one foot in childhood and the other in the adult world, those teenage years can be tricky to navigate. And money can play a big part in that. Opening a teen bank account for your child can help to build trust and responsibility when it comes to spending. Read on to find out more.

Rachel Lacey

As a foster carer, varying income may mean it is harder to secure a mortgage for a house. Mortgages for foster carers are possible, but using an adviser may be useful. Read on to find out more about how to secure a loan for a house and the support available for foster carers.

Rachel Lacey

It is possible to get a mortgage on benefits as lenders count multiple sources of income. However, you will need to demonstrate that you can afford the loan repayments. Find out what benefits are accepted and how to improve your chance of having an application approved.

Rachel Lacey

Securing a mortgage can be hard if you are in non-traditional employment, such as on a fixed-term or zero-hour contract, but some lenders offer a fixed-term employment contract mortgage. Find out more about what is required, how to improve your chances of being approved and other help available.

Rachel Lacey

The minimum income you require for a mortgage will likely depend on how much you need to borrow but there are ways to boost your chances of a successful application. This guide looks at how to get a mortgage on a low income and the support available, as well as tips on saving for a house.

Brean Horne

If you need to cover the cost of emergency expenses or large purchases you may need to consider using credit. Read on to find out what credit is and the different types available.

Rachel Lacey

You may wish to use a family buy-to-let mortgage to let a property out to a close relative, but there are still mortgage criteria that need to be met and tax implications to weigh up. Read this guide to learn what to consider before applying as well as some of the pros and cons of this type of deal.

Rachel Lacey

If you’ve recently graduated from university and are looking for a mortgage, being approved can be difficult. However, it is possible to get a deal if you can prove you are able to afford the repayments. Read on to find out what options may be available.

Rachel Lacey

Getting a mortgage as a student – often called a buy-for-uni mortgage –could be an option iIf you are at university and would prefer not to rent. However, the criteria for a student mortgage is quite strict and you will usually need financial backing from your family to get one.

Holly Bennett

Arranging and paying for your funeral ahead of time with a funeral plan can reduce the financial impact on your loved ones and take care of the details. Here’s what to consider, and how regulation of the market is changing.

Anthony Beachey

A tenants in common mortgage enables two or more people to purchase a property together while each owning a share. This split doesn’t have to be equal and these shares can be sold without the approval of other parties. Find out more about how this agreement works and some of the pros and cons.

Anthony Beachey

A joint borrower sole proprietor mortgage, or JBSP mortgage, means parents or others can help you get onto the property ladder. You will still own the property, but up to four people can support you with mortgage repayments, which can help you meet affordability criteria. Read on to find out more.

Anthony Beachey

If you’re a first-time buyer or have a smaller deposit and are struggling to buy your first home, a shared equity mortgage means you can apply for a smaller mortgage amount by securing a loan to top up you deposit. Read on to find out how these loans work and how you could benefit from one.

Jeff Salway

Angel investors bring more than just funding to your start-up. They often also offer additional support, like a professional network to tap into and business expertise, that could be crucial to getting your business off the ground.

Jeff Salway

Crowdfunding and peer-to-peer lending platforms can help your business get financing. It’s typically more flexible than traditional options, but it can require a lot of effort.

Jeff Salway

Long-term business loans typically come with lower interest rates, but the lengthy terms mean more interest to pay over time.Learn the types of long-term loans and how to compare and apply.

John Fitzsimons

Parents can transfer ownership of a property in the form of a gift or by transferring equity in the property. Read on to discover the different types of ways to transfer a property.

John Fitzsimons

Kerb appeal is the very first impression your home makes when potential buyers come to visit. It can be a make or break factor when selling your home. Read on for ways to improve your property’s kerb appeal.

John Fitzsimons

Porting a mortgage is when you transfer your existing mortgage to a new home, rather than taking out a new mortgage. Read on to find out how to port your mortgage and the pros and cons of doing so.

John Fitzsimons

With so many things to think about, it can be hard to know where to start when you decide to sell your home. Here, we share some top tips for selling your home, from finding an estate agent and a conveyancer, to improving your home’s kerb appeal.

Connor Campbell

A debit card for kids, in tandem with a children’s current account, can help build trust and responsibility around money while preparing your child for the future. Discover everything you need to know about what they are and how to apply for one below.

Connor Campbell

Helping your child understand how money works can be a fantastic gift to give them for later in life. Prepaid cards for kids allow you to start this process from as young as six years old, equipping them with the tools they need for when they grow up. Discover more about kids’ prepaid cards below.

If you’re finding it difficult to pay your energy bills, you may be eligible for government grants or support from your energy supplier. Find out what schemes are available to help you pay for your gas and electricity.