Knowledge Hub
Looking for information to help manage your personal or business finances? Our knowledge hub offers straight-talking guides and articles to help make your money go further.
Most popular articles
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How to save for a mortgage deposit
Knowing how much you'll need to save for a mortgage deposit and the best ways to find the funds will help you get together the cash for your dream home. Read on for guidance on how to save for a mortgage deposit.
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Top tips for finding your first office space
Moving into a new office space is an exciting time for any business, but finding your perfect office set-up that’s the right size, cost, and location can be difficult. We discuss the different workspaces available and offer five tips on how to find the best office space for your business.
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Important changes to consider for the new tax year
We examine how changes in the 2020/21 tax year might impact your finances — and what you need to know to stay on top of them. Read on to find out changes you can expect to see in the new tax year.
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8 tips to start a business with no money
If you believe in your business idea and you’re prepared to work your socks off to make it happen, lack of capital shouldn’t prevent you from bringing your entrepreneurial vision to fruition. That’s why we’ve compiled our eight hottest tips to help you start your business with no money.
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The 2020 Overdraft Changes you Need to Know About
Overdraft changes are coming in April 2020, and millions of current account users will be affected. Here is what you need to know.
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7 Items Small Businesses Need on Their Year-End Accounting Checklist
The end of the financial year can be stressful for small business owners, but our year-end accounting checklist will help you transition smoothly into the next!
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What is the Difference Between Commercial and Business Banking?
As a business owner, it's likely that you will deal with business banking, so it’s important to understand the various banking terms. Things can get confusing with UK and US banking terms, which can differ in meaning. Read on to find out the differences, and how to choose the right approach.
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Can you get a small business loan without collateral?
Want to get a business loan without collateral? Here are 5 options on where to get funding for your venture.
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Are UK Business Loan Repayments Tax-Deductible?
Preparing your accounts can be hard at the best of times - business loans often confuse matters, but they don’t have to...
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How to Get Free Debt Help
Over eight million people in the UK are estimated to be in debt, making millions vulnerable to debt crises. Learn about how to get the debt help you need.
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How to Finance Property Development
Find out how to finance property development, whether you’re a landlord, a business acquiring your first premises or a property developer.
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Business Loans vs Personal Loans: How They Compare
Businesses looking to drive future growth may need to acquire capital for loans. But should your business choose a business or personal loan?
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How to Open a Business Bank Account in the UK
Learn how to open a business bank account in the UK. We explain the eligibility criteria and the features included in a business bank account.
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Pros and cons of bank loans for small businesses
Businesses in search of additional finance may consider taking out a bank loan. But what are the advantages and disadvantages of this funding source?
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How to Get a First-Time Small Business Loan
For those building a business from the ground up, a first-time business loan can be a great way to deliver rapid growth. Learn how to get a first-time business loan to help make a success of your start-up.
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How Many Business Bank Accounts Should I Have?
Businesses are increasingly curious about finding better ways to manage their finances. Let’s delve into how many bank accounts a business should have.
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Do You Need a Good Credit Score for a Business Loan?
One of the leading questions you might have when starting out as a business owner is whether you need good credit for a business loan. We have just the answers.
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Top Small Business Grants in the UK
Are you a start-up or small business searching for funding? Discover grants for different regions and industries to see what you are eligible for.
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The True Cost of Homelessness
Homelessness is a debt that we all pay for as a society, but you don’t find it on a balance sheet – let’s explore some of the costs associated with homelessness.
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What is the cost of going vegan?
Many people regard veganism as an expensive lifestyle choice, but is there any truth in that claim?
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A Guide to UK Self-build Mortgages
Self-build mortgages are home loans taken out on a property that you are building yourself, typically paid out in stages. We explore the differences between self-build mortgages and standard residential mortgages.
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A Guide to UK Home Improvement Loans
A home improvement loan can be used as an upfront payment for work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.
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How can I pay off my overdraft quickly?
Discover the ways that you can quickly pay off your overdraft, to help you better manage your short-term borrowing. If you’re finding that you’re dipping into it at the end of every month, these tips could help you manage your spending.
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Debt and Mental Health: How Mental Health Affects your Finances
Work absenteeism as a result of mental health problems is a massively underrepresented issue which costs both businesses and employees. In this article, we explore the relationship between mental health problems and your finances.
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