Bank of Ireland (NI) Mortgages

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  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Initial Rate
      1.72% Fixed to 30/11/2023
    • APRC
      3.80%
    • Product Fee
      £995
    • Monthly Repayment
      £615.53
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  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Initial Rate
      1.79% Fixed to 30/11/2023
    • APRC
      3.80%
    • Product Fee
      £0
    • Monthly Repayment
      £620.56
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.89% Fixed to 30/11/2023
    • APRC
      3.80%
    • Product Fee
      £495
    • Monthly Repayment
      £627.78
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Initial Rate
      1.89% Fixed to 30/11/2023
    • APRC
      3.70%
    • Product Fee
      £495
    • Monthly Repayment
      £627.78
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.02% Fixed to 30/11/2023
    • APRC
      3.80%
    • Product Fee
      £0
    • Monthly Repayment
      £637.24
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Initial Rate
      2.02% Fixed to 30/11/2023
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £637.24
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Initial Rate
      2.13% Fixed to 30/11/2026
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £645.32
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Cashback Available
    • Initial Rate
      2.15% Fixed to 30/11/2026
    • APRC
      3.40%
    • Product Fee
      £495
    • Monthly Repayment
      £646.79
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Initial Rate
      2.15% Fixed to 30/11/2026
    • APRC
      3.30%
    • Product Fee
      £495
    • Monthly Repayment
      £646.79
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Initial Rate
      2.19% Fixed to 30/11/2026
    • APRC
      3.30%
    • Product Fee
      £0
    • Monthly Repayment
      £649.75
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Initial Rate
      2.19% Fixed to 30/11/2026
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £649.75
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Initial Rate
      2.23% Fixed to 30/11/2023
    • APRC
      3.80%
    • Product Fee
      £0
    • Monthly Repayment
      £652.71
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.46% Fixed to 30/11/2023
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £669.91
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Initial Rate
      2.76% Fixed to 30/11/2026
    • APRC
      3.60%
    • Product Fee
      £0
    • Monthly Repayment
      £692.73
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 5 Year Fixed

    • Cashback Available
    • Initial Rate
      2.85% Fixed to 30/11/2026
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £699.67
    Continue on Fluent Mortgages' website + More info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK Standard Variable Rate

    • Initial Rate
      4.09% Standard Variable Rate
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £799.23
    Continue on Fluent Mortgages' website + More info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 08 March 2021.

Bank of Ireland Mortgages FAQ

What is the Bank of Ireland?

The Bank of Ireland is a separately incorporated subsidiary of the Bank of Ireland Group, which has been a leading retail bank in Ireland since its inception in 1783. Through their long-term partnerships with the AA and the Post Office, the Bank of Ireland offers a full range of products, including mortgages, credit cards, savings and personal loans to over two million customers.

What types of mortgage does the Bank of Ireland offer?

The Bank of Ireland offers a range of both fixed and tracker mortgages. The bank’s mortgages are tailored to suit all kinds of customers, including those looking to purchase their first property, those looking to remortgage or move property and those looking to build their next home. There are also mortgages to suit landlords looking for buy-to-let mortgages, as well as exclusive offers for those who are already current account holders.

The types of mortgage available to you will depend on your individual circumstances and the property you are purchasing.

How do I apply for a mortgage with the Bank of Ireland?

Once you know which mortgage you would like to apply for, you can apply online, by phone or in your nearest branch.

If you apply online, you can opt to either apply with advice or apply without advice. If you would like to know the range of mortgages offered and find out the criteria and eligibility for each, your best bet is to apply with advice. If you already know which mortgage product you would like to apply for, you should be fine to apply without advice.

Does the Bank of Ireland offer incentives to those looking to switch mortgage providers?

If you are looking for a cheaper or more competitive rate for your mortgage, the Bank of Ireland will sometimes offer a range of products for customers who are looking to switch. Check what’s available at the time you apply, but typically offers can include fixed rates for up to five years, cashback payable on completion and no standard valuation or product fees. Terms and conditions apply, so speak to one of their mortgage representatives to find out what they can offer.

Are there any fees associated with applying for a mortgage with the Bank of Ireland?

As with many other mortgage providers, there will be fees associated with both applying for a mortgage and the completion of the purchase. To find out more about fees, contact the Bank of Ireland online or by phone or pop in to your nearest branch.

What happens when my Bank of Ireland mortgage deal runs out?

If you have a Bank of Ireland mortgage and your initial deal period is up, your interest rate will revert back to the bank’s standard variable rate. Alternatively, if you would prefer to switch to another deal, you may do so depending on your agreement.

Services offered by this provider may change over time. Always check Ts&Cs.