Clydesdale Bank Mortgages
Where are you in your homebuying journey?
Now answer a few quick questions to help us find the best deals for you.
We've partnered with Koodoo to compare mortgage deals across the whole market
Answer 8 simple questions to get started
See how your current or preferred lender compares
Apply direct or through our broker partner
Think carefully about securing debt against your home. Your home may be repossessed if you do not keep up repayments on your mortgage
Award-winning comparisons you can trust
It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.
Clydesdale Bank Mortgages FAQ
What is Clydesdale Bank?
Clydesdale Bank is part of the larger CYBG banking group, which also operates Yorkshire Bank in the UK. The bank was originally formed in Glasgow in 1838 and now runs a network of branches across Scotland and offers a range of banking products and services to the public, private and business customers across the wider UK.
Does Clydesdale Bank offer mortgages?
Yes, you can obtain a mortgage deal with Clydesdale Bank, whether you are a first-time buyer, are looking to move home, borrow more against your property or buy a house as a buy-to-let investment.
What mortgages does Clydesdale Bank offer?
- Fixed rate mortgages: Fixed rate mortgages allow you to fix the rate of interest you pay for a certain number of years. There are a number of different options available to borrowers who want to fix their interest rates with Clydesdale Bank and fees and terms will vary depending on the specific mortgage you choose.
- Discounted Standard Variable Rate (SVR) mortgages: These mortgage deals offer you the chance to take out a mortgage with a discounted Standard Variable Rate (SVR) of interest for a pre-agreed period of time. Within this timeframe, if the SVR increases, the interest rate payable will increase, but the discount is still applied.
- Offset mortgages: There are several different types of mortgage-linked accounts available to Clydesdale Bank offset mortgage customers, all of which allow you to use your cash balance to reduce your interest rate. Offset mortgages make it easier to pay your balance off early and reduce the total amount of interest you pay on your mortgage, although fees may apply.
Does Clydesdale Bank offer first-time buyer mortgages?
Yes, Clydesdale does offer mortgages to first-time buyers, including fixed-rate mortgages. Clydesdale also offers advice and guidance to those who are new to buying a home. First-time buyer offers are available to those aged 18 and over and living in the UK.
Can I take out a buy-to-let mortgage with Clydesdale Bank?
Yes, buy-to-let investors can take out mortgages with Clydesdale Bank providing they fulfil all the lending criteria. The mortgages on offer to property investors are fixed rate mortgage deals and offset mortgages.
How do I apply for the Clydesdale Bank mortgage?
You can research which mortgages you might be eligible for on the Clydesdale Bank website, which you can navigate to from the comparison tables above. You can also get a decision in principle online. You will then need to make a full mortgage application appointment and an offer will be made providing all criteria are met and the valuation of the property in question is satisfactory.
Services offered by this provider may change over time. Always check Ts&Cs.
NerdWallet has selected Koodoo to provide you with this information-only online comparison service on a non-advised basis. NerdWallet will receive a share of the commission that Koodoo earns from the lender or from our partnered broker, Fluent Mortgages.
Koodoo is the trading name of Mortgage Power Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 845978), and is a registered company in England and Wales (company registration number 10978680), with a registered address at Scale Space, 58 Wood Lane, London, W12 7RZ
Fluent Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FRN 458914), and is a registered company in England and Wales (company registration number 10978680), with a registered address at 102 Rivington House, Chorley, New Road, Horwich, Bolton, BL6 5UE