Earl Shilton Mortgages

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Last updated on 11 March 2021.

Earl Shilton Mortgages FAQ

What is Earl Shilton Building Society?

Earl Shilton is a building society, meaning that it is owned by its members. This separates it from regular banks on the high street, which are companies owned by shareholders, and often listed on the stock market.

Founded in Earl Shilton, Leicestershire, Earl Shilton Building Society opened its doors in 1856. It provides mortgage products including those for people wishing to move homes, remortgaging facilities for people seeking to unlock the value of their homes for additional cashflow, as well as self-build mortgage products for people building their own homes.

What are the typical Earl Shilton Building Society interest rates?

Interest rates will be subject to the type of Earl Shilton mortgage product you choose, and various other factors such as your preferences in terms of term length and the size of the loan you seek to borrow. Credit history can also impact interest Earl Shilton may charge you, as poor credit history denotes higher risk, and could lead to you having to pay higher rates.

Where can I find the best Earl Shilton Building Society mortgage?

If you’re looking to find the best Earl Shilton Building Society mortgages all in one place, use our comparison table to help speed up your search. It allows you to find the cheapest rates and the specific deals to match your requirements, whether you’re moving home, seeking to remortgage or wish to build your own home.

How does remortgaging work?

In some situations, your existing mortgage deal may be coming to an end, or you may simply wish to unlock some of the value of your own home to raise capital. Remortgaging facilities allow you to change your mortgage, whether it means leaving an old lender or simply finding a better deal with your existing one, to better-suit your requirements.

Is it possible to repay my mortgage early?

Earl Shilton Building Society does allow the early repayment of your mortgage, but you must be mindful of the criteria they set with regards to this. When done within the criteria they set, it can show you are on a solid financial footing, helping maintain good credit. It can also reduce the financial burden of your mortgage, limiting the number of interest payments that you’ll have to make down the road. However, early repayment beyond a certain amount can trigger penalty fees. Some Earl Shilton products may actively include no early repayment charge, so keep an eye out for them.

What can add to the costs of an Earl Shilton mortgage?

Aside from interest and the mortgage repayment you make on a regular basis, there are a range of extra costs to consider, including booking and arrangement fees. Earl Shilton Building Society includes a clear list of products, and the corresponding fees for each, to help you build up a picture of the costs associated in total.

Services offered by this provider may change over time. Always check Ts&Cs.

NerdWallet has selected Koodoo to provide you with this information-only online comparison service on a non-advised basis. NerdWallet will receive a share of the commission that Koodoo earns from the lender or from our partnered broker, Fluent Mortgages.

Koodoo is the trading name of Mortgage Power Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 845978), and is a registered company in England and Wales (company registration number 10978680), with a registered address at Scale Space, 58 Wood Lane, London, W12 7RZ

Fluent Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FRN 458914), and is a registered company in England and Wales (company registration number 10978680), with a registered address at 102 Rivington House, Chorley, New Road, Horwich, Bolton, BL6 5UE