Ecology Building Society Mortgages

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Last updated on 15 March 2021.

Ecology Building Society Mortgages FAQ

Who are Ecology Building Society?

Established in 1981, Ecology Building Society is based in West Yorkshire, and has over 10,000 members. The building society was set up with the purpose of achieving a greater degree of sustainability in house building.

They believe in building a greener society through the application of sustainable residential and commercial mortgages, which are funded by ‘ethical savings accounts’.

What type of mortgages does the Ecology Building Society offer?

Ecology Building Society offer a range of common and slightly more unusual mortgage products:

Community and commercial mortgages

  • Community-led housing mortgages
  • Housing developer mortgages
  • Community groups and charities mortgages
  • Sustainable business mortgages

Residential mortgages

  • Self-build mortgages
  • Renovation mortgages
  • Conversion mortgages
  • Energy improvements mortgages
  • Boat mooring mortgages
  • Woodlands mortgages
  • Buy-to-let mortgages
  • Shared ownership mortgages

What Ecology Building Society interest rates are available?

The interest rate you’ll be offered depends heavily on the type of mortgage product you apply for. For instance, sustainable business mortgages may require the Ecology team to visit your premises to assess your requirements and understand your business.

If you would like a quick look at the interest rate offered currently, scroll up the page to view our Ecology Building Society mortgages comparison table. This will allow you to see what interest rates are currently offered for each of their products. Make sure to take into consideration the average percentage rate of charge (ARPC) for each mortgage.

ARPC allows you to compare the costs of mortgages across their entire term. This reveals the true cost of a mortgage.

Without comparing mortgages by ARPC, it’s easy to get sucked into an attractive initial rate.

What makes the Ecology Building Society different?

You won’t be surprised to learn that the Ecology Building Society care about their environmental impact and their social responsibilities. They are committed to making a positive impact to the environment and communities throughout the country, not just to their bottom line.

The society has lent to over 3,000 sustainable living projects, including: individuals, charities, environmentally focused businesses and community housing organisations.

In 2019 alone, Ecology Building Society lent £43.5 million to 308 sustainable property projects.

Does the Ecology Building Society live up to its values?

In an admirable show of transparency, the building society have published their 2018 carbon footprint profile on their website. Their sustainable properties ethos starts at home, because their eco-build offices are designed to be airtight structures, with high levels of insulation and low energy needs.

They also use solar power to generate energy for the building to use, plus their double glazed windows are filled with argon which improves heat retention in the winter.

The Ecology Building Society’s dedication to sustainable buildings shines through, so if you have a sustainable project in the works, they might be the mortgage provider for you.

Services offered by this provider may change over time. Always check Ts&Cs.

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