Family Building Society Mortgages

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You have a 75% loan-to-value
  • Family Building Society's logo'

    Family Building Society 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.84% Fixed to 31/01/2024
    • APRC
      4.10%
    • Product Fee
      £999
    • Monthly Repayment
      £698.90
    Continue on Fluent Mortgages' website + More info
  • Family Building Society's logo'

    Family Building Society 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.94% Fixed to 31/01/2024
    • APRC
      4.20%
    • Product Fee
      £999
    • Monthly Repayment
      £706.64
    Continue on Fluent Mortgages' website + More info
  • Family Building Society's logo'

    Family Building Society 2 Year Discounted Variable

    • Offset
    • Cashback Available
    • Initial Rate
      3.09% Discounted Variable (collared at 2.99%) for 2 years (1.40% disc)
    • APRC
      4.50%
    • Product Fee
      £999
    • Monthly Repayment
      £718.36
    Continue on Fluent Mortgages' website + More info
  • Family Building Society's logo'

    Family Building Society 5 Year Fixed

    • Cashback Available
    • Initial Rate
      3.24% Fixed to 31/01/2027
    • APRC
      3.90%
    • Product Fee
      £999
    • Monthly Repayment
      £730.18
    Continue on Fluent Mortgages' website + More info
  • Family Building Society's logo'

    Family Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.29% Fixed to 31/01/2027
    • APRC
      4.10%
    • Product Fee
      £599
    • Monthly Repayment
      £734.15
    Continue on Fluent Mortgages' website + More info
  • Family Building Society's logo'

    Family Building Society 5 Year Fixed

    • Cashback Available
    • Initial Rate
      3.34% Fixed to 31/01/2027
    • APRC
      4.10%
    • Product Fee
      £999
    • Monthly Repayment
      £738.13
    Continue on Fluent Mortgages' website + More info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 15 March 2021.

Family Building Society Mortgages FAQ

What is the Family Building Society?

The Family Building society is a trading name for the wider National Counties Building Society. Founded in 1896, this society has been helping customers look after their money in a secure way, as well as help generations of Brits climb the housing ladder.

What mortgages do the Family Building Society offer?

The Family Building Society offers a wide range of mortgage products to suit customers at various points in their lives.

These can include:

  • First time mortgages
  • Later life lending
  • Owner occupier mortgages
  • Specialist mortgages for expats

What kind of first-time buyer mortgages do the Family Building Society provide?

As is often the case, first-time buyers may be best suited to mortgages with higher loan to value (LTV) ratios. This simply means spending less time saving up on a deposit. For example, the Family Building Society offers first-time buyer mortgages offering LTVs as high as 75-95%.

What is an offset mortgage?

Providers such as the Family Building Society offer offset mortgages to allow first-time buyers to build up savings and use them to reduce - or offset - the amount of money they are expected to pay in mortgage interest. This helps reduce costs, as interest plays an extensive role in determining monthly repayments.

What interest can I expect from a Family Building Society mortgage?

This depends entirely on the type of mortgage product you choose. To help streamline your search, use our Family Building Society mortgage comparison table, and filter products based on interest rates provided. Family Building Society interest rates can be subject to change, depending on the product involved, so make sure to regularly stay up to date using our table, to help make an informed choice.

What are mortgage intermediaries?

When seeking a mortgage to buy a home, you may wish to operate through an intermediary or mortgage broker. The intermediary is responsible for collecting all the necessary paperwork and matching you to the right lender. Family Building Society intermediaries will take your paperwork and pass it onto the society, for underwriting purposes, in a bid to ensure you get approved.

Does the Family Building Society provide buy-to-let mortgages?

Yes, the Family Building Society includes a range of options, if you’re looking to acquire a property in order to generate rental income. You may have to provide information about your financial history or whether you have been refused during mortgage applications in the past.

Is there a Family Building Society mortgage calculator?

If you’re looking to ascertain how affordable a Family Building Society mortgage could be, the official website for the society provides an affordability calculator. This allows you to assess how much you could borrow from them based on income, outgoings and the term length you require. These calculators should only be used as a guide to potentially show what you could be eligible for.

Where can I find Family Building Society reviews?

If you want to make a truly informed decision about taking out a specific mortgage product, you’ll want to know the experience of people in the exact same position as you. On the society’s website, you can find an official rating from Smart Money People.

Services offered by this provider may change over time. Always check Ts&Cs.