Compare Aviva Equity Release

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  • We’ve teamed up with leading equity release advisers Fluent Lifetime to help you in your search for an Aviva lifetime mortgage
  • If you're over 55 you may be able to release some of the cash tied up in your home without having to move
  • Take a tax-free lump sum or smaller amounts, secured against your home’s value with a lifetime mortgage from Aviva
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A lifetime mortgage is secured against your home, think carefully before securing debts against it. Ask for a personalised illustration to fully understand the risks and benefits before considering.

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9 products found based on age of 70, total borrowing of and LTV of 40.00%
    • Aviva logo

      Aviva

      • MER / Annual Rate
        4.20%
      • MAX LTV
        46.00%
      • Max You Can Borrow
        £115,000
      • Lender Fees
        £5

    Other Equity Release Providers

    • LV logo

      LV

      • MER / Annual Rate
        2.99%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £0
    • more2life logo

      more2life

      • MER / Annual Rate
        3.18%
      • MAX LTV
        40.00%
      • Max You Can Borrow
        £100,000
      • Lender Fees
        £0
    • Legal & General Home Finance logo

      Legal & General Home Finance

      • MER / Annual Rate
        3.20%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £599
    • Scottish Widows logo

      Scottish Widows

      • MER / Annual Rate
        3.32%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £0
    • JUST logo

      JUST

      • MER / Annual Rate
        3.35%
      • MAX LTV
        42.00%
      • Max You Can Borrow
        £105,000
      • Lender Fees
        £0
    • Pure Retirement logo

      Pure Retirement

      • MER / Annual Rate
        3.69%
      • MAX LTV
        47.00%
      • Max You Can Borrow
        £117,500
      • Lender Fees
        £895
    • Canada Life logo

      Canada Life

      • MER / Annual Rate
        3.73%
      • MAX LTV
        40.00%
      • Max You Can Borrow
        £100,000
      • Lender Fees
        £0
    • Onefamily logo

      Onefamily

      • MER / Annual Rate
        6.29%
      • MAX LTV
        50.00%
      • Max You Can Borrow
        £125,000
      • Lender Fees
        £950

Overall Representative Example for a Lifetime Mortgage from Fluent Lifetime

Most Fluent Lifetime customers have received a fixed annual interest rate of 2.84% or lower, based on an average loan size of £50.000, the overall cost for comparison is 3.2% APRC.

The information contained on this page has been approved for the purposes of Section 21 of the Financial Services and Markets Act 2000 by Fluent Lifetime Ltd, an appointed representative of Fluent Mortgages Ltd who are authorised and regulated by the Financial Conduct Authority firm registration number 458914.

A lifetime mortgage is a form of equity release. Think carefully about securing other debts against your home, which you could lose if you fail to meet the terms of the mortgage. Check the mortgage meets your needs if you want to move or sell your home, or you want your family to inherit it. Lifetime mortgages can affect tax and benefits. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration..

Fluent Lifetime is a Lifetime Mortgage broker, not a lender. They are not limited in the range of lifetime mortgages they will consider for you. Fluent Lifetime does not offer home reversion plans. Fluent Lifetime Ltd. Registered in England and Wales. Company Registration No.11226852. Data Protection Reference number ZA451714. Registered Office: 102 Rivington House, Chorley New Road, Horwich, Bolton BL6 5UE. Telephone 01204 472060

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Last updated on 10 June 2021.

Aviva Equity Release FAQs

Who is Aviva?

Aviva is a multinational insurance company and is one of the UK’s biggest providers of insurance, retirement and savings products.

What products do Aviva offer?

As well as providing insurance, savings and pension products, Aviva offers equity release plans in the form of lifetime mortgages. Its Lifestyle Flexible Option and Lifestyle Lump Sum Max plans help homeowners to unlock some of the value from their homes to finance spending in later life.

How do I get an Aviva equity release plan?

To be eligible for an Aviva equity release plan, you must be aged 55 or over, own a home based in the UK. You must live in your home and not leave it unoccupied for more than six months at a time. Additional criteria includes the requirement that you have paid off your mortgage or only have a small mortgage outstanding on the property. The repayment of the outstanding mortgage would be paid from the funds you release.

How does the Aviva equity release plan work?

Aviva offers two lifetime mortgages which work slightly differently depending upon the plan that you choose. The Lifestyle Lump Sum Max lifetime mortgage allows you to release a one-off lump sum. The Lifestyle Flexible Option lifetime mortgage has a minimum initial loan amount but comes with a cash reserve facility that allows you to draw additional money as you need it. In both cases you can remain in your home and live there until you die or move into long-term care. You will not be required to make any repayments until then.

How much can I release with Aviva equity release?

The amount of equity you can release will depend on your individual circumstances, so see how much you could borrow by entering details in our calculator.

What can I use Aviva equity release for?

You can use the cash unlocked through an Aviva equity release plan for a variety of purposes. For example, you may wish to use it to repay an existing mortgage, to pay down other debts, aid loved ones with financial burdens of their own or even to help finance travel or personal expenditure such as home renovations and other projects.

Where can I find Aviva reviews?

Please ensure that you check trusted review websites such as Trustpilot to see customer reviews for Aviva. Such websites attract plenty of customer testimonials that could help flag up the pros and cons of using Aviva for a lifetime mortgage.

Services offered by this provider may change over time. Always check Ts&Cs