Compare LV= Equity Release

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  • We’ve teamed up with leading equity release advisers Fluent Lifetime to help you in your search for a LV= lifetime mortgage
  • If you're over 55 you may be able to release some of the cash tied up in your home without having to move
  • Take a tax-free lump sum or smaller amounts, secured against your home’s value with a lifetime mortgage from LV=
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A lifetime mortgage is secured against your home, think carefully before securing debts against it. Ask for a personalised illustration to fully understand the risks and benefits before considering.

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9 products found based on age of 70, total borrowing of and LTV of 40.00%
    • LV logo

      LV

      • MER / Annual Rate
        2.99%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £0

    Other Equity Release Providers

    • more2life logo

      more2life

      • MER / Annual Rate
        3.18%
      • MAX LTV
        40.00%
      • Max You Can Borrow
        £100,000
      • Lender Fees
        £0
    • Legal & General Home Finance logo

      Legal & General Home Finance

      • MER / Annual Rate
        3.20%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £599
    • Scottish Widows logo

      Scottish Widows

      • MER / Annual Rate
        3.32%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £0
    • JUST logo

      JUST

      • MER / Annual Rate
        3.35%
      • MAX LTV
        42.00%
      • Max You Can Borrow
        £105,000
      • Lender Fees
        £0
    • Pure Retirement logo

      Pure Retirement

      • MER / Annual Rate
        3.69%
      • MAX LTV
        47.00%
      • Max You Can Borrow
        £117,500
      • Lender Fees
        £895
    • Canada Life logo

      Canada Life

      • MER / Annual Rate
        3.73%
      • MAX LTV
        40.00%
      • Max You Can Borrow
        £100,000
      • Lender Fees
        £0
    • Aviva logo

      Aviva

      • MER / Annual Rate
        4.20%
      • MAX LTV
        46.00%
      • Max You Can Borrow
        £115,000
      • Lender Fees
        £5
    • Onefamily logo

      Onefamily

      • MER / Annual Rate
        6.29%
      • MAX LTV
        50.00%
      • Max You Can Borrow
        £125,000
      • Lender Fees
        £950

Overall Representative Example for a Lifetime Mortgage from Fluent Lifetime

Most Fluent Lifetime customers have received a fixed annual interest rate of 2.84% or lower, based on an average loan size of £50.000, the overall cost for comparison is 3.2% APRC.

The information contained on this page has been approved for the purposes of Section 21 of the Financial Services and Markets Act 2000 by Fluent Lifetime Ltd, an appointed representative of Fluent Mortgages Ltd who are authorised and regulated by the Financial Conduct Authority firm registration number 458914.

A lifetime mortgage is a form of equity release. Think carefully about securing other debts against your home, which you could lose if you fail to meet the terms of the mortgage. Check the mortgage meets your needs if you want to move or sell your home, or you want your family to inherit it. Lifetime mortgages can affect tax and benefits. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration..

Fluent Lifetime is a Lifetime Mortgage broker, not a lender. They are not limited in the range of lifetime mortgages they will consider for you. Fluent Lifetime does not offer home reversion plans. Fluent Lifetime Ltd. Registered in England and Wales. Company Registration No.11226852. Data Protection Reference number ZA451714. Registered Office: 102 Rivington House, Chorley New Road, Horwich, Bolton BL6 5UE. Telephone 01204 472060

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Last updated on 10 June 2021.

LV= Equity Release FAQs

What is LV=?

LV= (or Liverpool Victoria) is an insurance provider, offering financial services to UK-based consumers including insurance and retirement-based products.

What equity release products do LV= offer?

LV= offers equity release through its lifetime mortgages. These allow homeowners the ability to unlock some of the value in their home in return for a tax-free lump sum or to draw an income as they need it. The LV= allows you to borrow a portion of the value of your home, with the option to access further funds at a later date, while alternatives allow you to access a one-off lump sum.

How do I get a LV= equity release plan?

You will need to speak with an equity release adviser to assess whether equity release is the right option for your personal circumstances. You can proceed to our partner's website to provide your details and they will be in touch to assess your circumstances and suitability.

How does the LV= equity release plan work?

LV= offers the choice of two lifetime mortgages that work differently in terms of how they release money. One plan allows you to obtain a one-off lump sum, for instance, if you are looking to pay for renovations of your home. The alternative plan allows you to release cash gradually when you require specific amounts. In both cases the amount released plus any interest accrued only has to be repaid when your property is sold when you die or move into long-term care, although there may be options to repay interest if you wish to do so.

How much can I release with a LV= equity release plan?

If you wish to release equity through an LV= equity release plan, bear in mind that the maximum sum available to you on your plan is age-dependent and works on a sliding scale. With increasing age, you can expect to release a larger share of your property’s value. However, there is an overall maximum lending amount of £1.5 million.

What can I use LV= equity release for?

Equity release from LV= could aid you in funding expenditure for a variety of activities, including financing the cost of renovating your home or even helping a loved one to pay university fees. You can either choose a plan to give you a cash lump sum when you need it, or one which gives you the ability to withdraw smaller sums at different points in time.

Where can I find LV= reviews?

When seeking any loan you should carry out the necessary due diligence to find the right equity release plan to suit your specific requirements and situation. Read reviews for LV= on websites such as Trustpilot to see what its customers think.

Services offered by this provider may change over time. Always check Ts&Cs