Compare Pure Retirement Equity Release

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Fluent Money logo
  • We’ve teamed up with leading equity release advisers Fluent Lifetime to help you in your search for a Pure Retirement lifetime mortgage
  • If you're over 55 you may be able to release some of the cash tied up in your home without having to move
  • Take a tax-free lump sum or smaller amounts, secured against your home’s value with a lifetime mortgage from Pure Retirement
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A lifetime mortgage is secured against your home, think carefully before securing debts against it. Ask for a personalised illustration to fully understand the risks and benefits before considering.

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9 products found based on age of 70, total borrowing of and LTV of 40.00%
    • Pure Retirement logo

      Pure Retirement

      • MER / Annual Rate
        3.69%
      • MAX LTV
        47.00%
      • Max You Can Borrow
        £117,500
      • Lender Fees
        £895

    Other Equity Release Providers

    • LV logo

      LV

      • MER / Annual Rate
        2.99%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £0
    • more2life logo

      more2life

      • MER / Annual Rate
        3.18%
      • MAX LTV
        40.00%
      • Max You Can Borrow
        £100,000
      • Lender Fees
        £0
    • Legal & General Home Finance logo

      Legal & General Home Finance

      • MER / Annual Rate
        3.20%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £599
    • Scottish Widows logo

      Scottish Widows

      • MER / Annual Rate
        3.32%
      • MAX LTV
        41.00%
      • Max You Can Borrow
        £102,500
      • Lender Fees
        £0
    • JUST logo

      JUST

      • MER / Annual Rate
        3.35%
      • MAX LTV
        42.00%
      • Max You Can Borrow
        £105,000
      • Lender Fees
        £0
    • Canada Life logo

      Canada Life

      • MER / Annual Rate
        3.73%
      • MAX LTV
        40.00%
      • Max You Can Borrow
        £100,000
      • Lender Fees
        £0
    • Aviva logo

      Aviva

      • MER / Annual Rate
        4.20%
      • MAX LTV
        46.00%
      • Max You Can Borrow
        £115,000
      • Lender Fees
        £5
    • Onefamily logo

      Onefamily

      • MER / Annual Rate
        6.29%
      • MAX LTV
        50.00%
      • Max You Can Borrow
        £125,000
      • Lender Fees
        £950

Overall Representative Example for a Lifetime Mortgage from Fluent Lifetime

Most Fluent Lifetime customers have received a fixed annual interest rate of 2.84% or lower, based on an average loan size of £50.000, the overall cost for comparison is 3.2% APRC.

The information contained on this page has been approved for the purposes of Section 21 of the Financial Services and Markets Act 2000 by Fluent Lifetime Ltd, an appointed representative of Fluent Mortgages Ltd who are authorised and regulated by the Financial Conduct Authority firm registration number 458914.

A lifetime mortgage is a form of equity release. Think carefully about securing other debts against your home, which you could lose if you fail to meet the terms of the mortgage. Check the mortgage meets your needs if you want to move or sell your home, or you want your family to inherit it. Lifetime mortgages can affect tax and benefits. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration..

Fluent Lifetime is a Lifetime Mortgage broker, not a lender. They are not limited in the range of lifetime mortgages they will consider for you. Fluent Lifetime does not offer home reversion plans. Fluent Lifetime Ltd. Registered in England and Wales. Company Registration No.11226852. Data Protection Reference number ZA451714. Registered Office: 102 Rivington House, Chorley New Road, Horwich, Bolton BL6 5UE. Telephone 01204 472060

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Last updated on 10 June 2021.

Pure Retirement FAQs

Who is Pure Retirement?

Pure Retirement is a financial service company specialising in equity release. It is regulated by the Financial Conduct Authority and follows the Equity Release Council code of conduct. Pure Retirement encourages its customers to seek out independent financial advice before choosing an equity release product, as releasing equity from your home can be a complicated process.

What equity release products do Pure Retirement offer?

Pure Retirement offers lifetime mortgage equity release plans which allow older homeowners to help fund their retirement or support loved ones.

How do I get a Pure Retirement equity release plan?

Using your home as collateral to secure a loan against its value is a big decision, as it will impact the estate you can leave to your family. Pure Retirement recommends that those interested in its services seek out advice from independent equity release advisers.

Pure Retirement only accepts applications from fully qualified equity release advisers. The first step before applying is to discuss your needs with a financial adviser. You can then make an application and arrange to have your home valued. Once a property valuation has been carried out, Pure Retirement will make you an offer, liaise with your solicitors and finally you’ll receive your money.

How does the Pure Retirement equity release plan work?

You must be 55 years of age or older to apply for an equity release lifetime mortgage. You must also be a UK resident and own your own home. There are no ongoing repayments to make with Pure Retirement’s lifetime mortgages although some of its plans allow partial repayments. Instead, the money borrowed and interest accrued is repaid when your property is sold when you die or go into long-term care. You’ll continue to own 100% of the property during the course of the lifetime mortgage, and the interest rate is fixed for life. The mortgage can be transferred between properties, depending on the terms and conditions of the agreement.

How much can I release with a Pure Retirement equity release plan?

This will depend on various factors including the value of your property, your age, and the type of equity release plan you opt for.

What can I use a Pure Retirement equity release plan for?

Equity release can be used in a number of ways. You might want to pay off existing debts or top up your pension to enjoy a more comfortable lifestyle. Other people choose a lifetime mortgage to fund home and garden improvements or to pay for a dream holiday. Some people use equity release as a way of gifting to loved ones, for instance, to help their children onto the property ladder.

Where can I find Pure Retirement reviews?

You will be able to find Pure Retirement reviews on trusted consumer review websites such as Trustpilot, which will enable you to see its customer feedback.

Services offered by this provider may change over time. Always check Ts&Cs