Loughborough Building Society Mortgages

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  • Loughborough BS's logo'

    Loughborough BS 2 Year Discounted Variable

    • Initial Rate
      1.79% Discounted Variable (collared at 1.50%) for 2 years (3.55% disc)
    • APRC
      4.60%
    • Product Fee
      £699
    • Monthly Repayment
      £620.56
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  • Loughborough BS's logo'

    Loughborough BS 2 Year Discounted Variable

    • Initial Rate
      2.15% Discounted Variable (collared at 1.75%) for 2 years (3.19% disc)
    • APRC
      4.70%
    • Product Fee
      £699
    • Monthly Repayment
      £646.79
    Continue on Fluent Mortgages' website + More info
  • Loughborough BS's logo'

    Loughborough BS 2 Year Discounted Variable

    • Initial Rate
      2.75% Discounted Variable (collared at 1.75%) for 2 years (2.59% disc)
    • APRC
      4.80%
    • Product Fee
      £499
    • Monthly Repayment
      £691.97
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  • Loughborough BS's logo'

    Loughborough BS 2 Year Fixed

    • Initial Rate
      2.95% Fixed for 2 years
    • APRC
      5.10%
    • Product Fee
      £999
    • Monthly Repayment
      £707.42
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  • Loughborough BS's logo'

    Loughborough BS 2 Year Discounted Variable

    • Initial Rate
      3.10% Discounted Variable (collared at 2.00%) for 2 years (2.24% disc)
    • APRC
      5.00%
    • Product Fee
      £0
    • Monthly Repayment
      £719.14
    Continue on Fluent Mortgages' website + More info
  • Loughborough BS's logo'

    Loughborough BS 2 Year Fixed

    • Initial Rate
      3.15% Fixed for 2 years
    • APRC
      4.30%
    • Product Fee
      £699
    • Monthly Repayment
      £723.07
    Continue on Fluent Mortgages' website + More info
  • Loughborough BS's logo'

    Loughborough BS 2 Year Discounted Variable

    • Initial Rate
      3.25% Discounted Variable (collared at 1.75%) for 2 years (2.09% disc)
    • APRC
      5.10%
    • Product Fee
      £499
    • Monthly Repayment
      £730.97
    Continue on Fluent Mortgages' website + More info
  • Loughborough BS's logo'

    Loughborough BS 3 Year Fixed

    • Initial Rate
      3.39% Fixed for 3 years
    • APRC
      5.00%
    • Product Fee
      £0
    • Monthly Repayment
      £742.12
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  • Loughborough BS's logo'

    Loughborough BS 3 Year Fixed

    • Initial Rate
      3.49% Fixed for 3 years
    • APRC
      4.90%
    • Product Fee
      £0
    • Monthly Repayment
      £750.13
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  • Loughborough BS's logo'

    Loughborough BS 2 Year Fixed

    • Initial Rate
      3.69% Fixed for 2 years
    • APRC
      4.90%
    • Product Fee
      £499
    • Monthly Repayment
      £766.31
    Continue on Fluent Mortgages' website + More info
  • Loughborough BS's logo'

    Loughborough BS 2 Year Fixed

    • Initial Rate
      3.69% Fixed for 2 years
    • APRC
      4.90%
    • Product Fee
      £499
    • Monthly Repayment
      £766.31
    Continue on Fluent Mortgages' website + More info
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  • Loughborough BS's logo'

    Loughborough BS 3 Year Fixed

    • Initial Rate
      3.75% Fixed for 3 years
    • APRC
      5.00%
    • Product Fee
      £699
    • Monthly Repayment
      £771.20
    Continue on Fluent Mortgages' website + More info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 18 March 2021.

Loughborough Building Society Mortgages FAQ

Who are the Loughborough Building Society?

The Loughborough Building Society is a financial services provider based in Loughborough, Leicestershire. The society has a long history, being founded in 1867 by local businessmen. It was established as one of the 19th century’s ‘permanent’ building societies.

The society offers a range of financial products including mortgages, savings accounts, insurance policies and life planning products.

What types of mortgages are available from Loughborough Building Society?

You can see a list of Loughborough Building Society mortgages in our comparison table above. With this table, you can easily filter mortgages to arrange and compare them, to identify which mortgage might be right for you.

Their mortgage offering at any time may include:

  • Variable rate mortgages
  • Fixed rate mortgages
  • Self-build mortgages
  • Buy-to-let mortgages
  • Borrowing into retirement mortgages

How much can I borrow with a mortgage?

First things first - each lender has different lending criteria for mortgage lending, and this extends to individual mortgage products.

As such, Loughborough Building Society lending criteria will differ from other provider’s lending criteria and might differ from mortgage to mortgage.

When assessing whether they are willing to lend to you, lenders used to simply multiply your income by five to determine your maximum borrowing amount. These days, the way providers assess your creditworthiness is much more complicated. Providers have to assess whether you can afford to make mortgage repayments at the current interest rates, and if they rise by 6-7%.

To this end, providers will undertake a financial assessment - this includes checking not just your salary but taking into consideration any debts you have and reviewing your regular monthly spending.

Typically, during your application, mortgage providers will look at your spending habits for the last 3-6 months. They will want to understand your regular outgoings, including: utility bills, grocery spend, transport cost, childcare costs and money spent on socialising and on entertainment, such as dining out.

Understanding Loughborough Building Society mortgage lending criteria before you apply will help you prepare your application, so that it’s more likely to be received positively. Therefore, before applying for a mortgage, ask your prospective provider what their lending criteria is.

How do Loughborough Building Society reviews stack up?

You can see what their customers say on the society’s website. Reading customer reviews is an important part of the online shopping experience. This is especially the case, when researching financial services products and mortgages are the most significant financial commitment that the majority of adults ever make.

Customer reviews can help you to understand whether the services an organisation offers are of a high standard. You will also be able to glean the quality of the customer service provided. Additionally, you might relate to some of the experiences of other mortgage applicants and find some useful advice on how to proceed.

Services offered by this provider may change over time. Always check Ts&Cs.