Monmouthshire Building Society Mortgages

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Last updated on 22 March 2021.

Monmouthshire Building Society Mortgages FAQ

What is Monmouthshire Building Society?

Founded in 1869, Monmouthshire Building Society is a mutual building society. This means it isn’t a bank, but a society owned by its own members, the very people it serves.

What kind of mortgages do they offer?

Monmouthshire Building Society provides a wide range of mortgages to meet the different needs of its members. These include:

  • Residential mortgages
  • Buy-to-let mortgages
  • Facilities for existing borrowers

Residential mortgages cater for those keen to take out a loan to buy a home of their own. If you’re aspiring to become a landlord and wish to buy a property in order to generate rental income, a buy-to-let mortgage is designed specially to your requirements.

What’s the best Monmouthshire Building Society mortgage?

The best mortgage from Monmouthshire Building Society will depend on your unique requirements. Some of the criteria you should use to judge a mortgage product include affordability and any special incentives a provider may offer.

Where can I compare the best Monmouthshire Building Society interest rates?

Our comparison table is the quickest way to compare interest rates on a variety of Monmouthshire Building Society Mortgages. Getting the best rate is vital, as it is just one of the costs which will determine overall affordability on your mortgage. For those new to mortgages, a fixed rate deal could be the best option, if you wish to keep costs predictable for the first few years of your mortgage term.

What’s the longest fixed-rate mortgage I can find?

Fixed rates are typically applicable for two to five years on a typical mortgage. Please note that Monmouthshire Building Society might have limitations on who can access the longer-duration fixed term rates. For example, you might need to be an existing customer, to secure a five-year fixed term.

What are the typical lending criteria on a mortgage?

Monmouthshire Building Society lending criteria match those of most providers, as you are required to provide valid forms of ID, including passports, as well as proof of address documentation, such as HRMC tax notices from the past year. These forms of documentation help the society confirm you are who you say you are.

Does good credit make Monmouthshire Building Society mortgage rates more affordable?

Having a good credit history can certainly increase the variety of products you can find at a more affordable rate of interest. That is because better credit scores denote less risk to the lender, and they will, in a manner of speaking, ‘reward’ you by charging a lower rate of interest than they would have done, if your score was lower.

Where can I find the best Monmouthshire Building Society mortgage reviews?

Carrying out due diligence is important, when seeking out a mortgage. That’s why borrowers should always seek reviews on any mortgage product. Sites including Smart Money People collate reviews from people who previously sought the services of Monmouthshire Building Society.

Services offered by this provider may change over time. Always check Ts&Cs.

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Koodoo is the trading name of Mortgage Power Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 845978), and is a registered company in England and Wales (company registration number 10978680), with a registered address at Scale Space, 58 Wood Lane, London, W12 7RZ

Fluent Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FRN 458914), and is a registered company in England and Wales (company registration number 10978680), with a registered address at 102 Rivington House, Chorley, New Road, Horwich, Bolton, BL6 5UE