Post Office Money Mortgages

  • You can compare the interest rates, fees and other important information of the latest range of mortgage deals from the Post Office in the tables below.
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You have a 75% loan-to-value
  • Post Office Money®'s logo'

    Post Office Money® 2 Year Fixed

    • Initial Rate
      1.90% Fixed to 30/11/2022
    • APRC
      3.90%
    • Product Fee
      £1,495
    • Monthly Repayment
      £628.50
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.90% Fixed to 30/11/2022
    • Incentives:
    • Initial Monthly Repayment:
      £628.50 x 24
    • Ongoing Monthly Payments:
      £785.98 x 276
    • Total Amount Payable:
      £234,414.48
    • Total Interest Payable:
      £82,014.48
    • Valuation Fee:
      £310
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 3/2% Sum Repaid
  • Post Office Money®'s logo'

    Post Office Money® 5 Year Fixed

    • Initial Rate
      2.24% Fixed to 30/11/2025
    • APRC
      3.50%
    • Product Fee
      £1,495
    • Monthly Repayment
      £653.45
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      2.24% Fixed to 30/11/2025
    • Incentives:
    • Initial Monthly Repayment:
      £653.45 x 60
    • Ongoing Monthly Payments:
      £771.44 x 240
    • Total Amount Payable:
      £226,752.60
    • Total Interest Payable:
      £74,352.60
    • Valuation Fee:
      £310
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/25: 4/4/3/3/2% Sum Repaid
  • Post Office Money®'s logo'

    Post Office Money® 5 Year Fixed

    • Initial Rate
      3.07% Fixed to 31/03/2026
    • APRC
      3.80%
    • Product Fee
      £1,495
    • Monthly Repayment
      £716.79
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      3.07% Fixed to 31/03/2026
    • Incentives:
    • Initial Monthly Repayment:
      £716.79 x 64
    • Ongoing Monthly Payments:
      £783.36 x 236
    • Total Amount Payable:
      £233,147.52
    • Total Interest Payable:
      £80,747.52
    • Valuation Fee:
      £310
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/26: 4/4/3/3/2% Sum Repaid
  • Post Office Money®'s logo'

    Post Office Money® 2 Year Fixed

    • Initial Rate
      3.07% Fixed to 31/03/2023
    • APRC
      4.10%
    • Product Fee
      £1,495
    • Monthly Repayment
      £716.79
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      3.07% Fixed to 31/03/2023
    • Incentives:
    • Initial Monthly Repayment:
      £716.79 x 28
    • Ongoing Monthly Payments:
      £792.40 x 272
    • Total Amount Payable:
      £238,002.92
    • Total Interest Payable:
      £85,602.92
    • Valuation Fee:
      £310
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/23: 3/2% Sum Repaid
  • Post Office Money®'s logo'

    Post Office Money® Standard Variable Rate

    • Initial Rate
      4.09% Standard Variable Rate
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £799.23
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      4.09% Standard Variable Rate
    • Incentives:
      No arrangement fees

    • Ongoing Monthly Payments:
      £799.23 x 300
    • Total Amount Payable:
      £240,674
    • Total Interest Payable:
      £89,769
    • Valuation Fee:
      £310
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      No

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

Post Office Money Mortgages FAQ

What is Post Office Money?

Can I get a mortgage with Post Office Money?

What types of mortgages are available through Post Office Money?

I’m a first-time buyer; can I get a mortgage through Post Office Money?

I’m retired; can I still get a Post Office mortgage?

Can I switch to a new mortgage once my Post Office mortgage deal has expired?

How do I apply for a Post Office mortgage?

Services offered by this provider may change over time. Always check Ts&Cs.