Variable Rate Mortgages

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  • Stafford Railway BS's logo'

    Stafford Railway BS Standard Variable Rate

    • Initial Rate
      2.95% Standard Variable Rate
    • APRC
      3.10%
    • Product Fee
      £0
    • Monthly Repayment
      £707.42
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  • Newcastle BS's logo'

    Newcastle BS Standard Variable Rate

    • Cashback Available
    • Initial Rate
      3.96% Standard Variable Rate
    • APRC
      4.00%
    • Product Fee
      £0
    • Monthly Repayment
      £788.45
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  • Bank of Ireland UK's logo'

    Bank of Ireland UK Standard Variable Rate

    • Initial Rate
      4.09% Standard Variable Rate
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £799.23
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  • Post Office Money®'s logo'

    Post Office Money® Standard Variable Rate

    • Initial Rate
      4.09% Standard Variable Rate
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £799.23
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  • Ecology Building Society's logo'

    Ecology Building Society Standard Variable Rate

    • Initial Rate
      4.15% Standard Variable Rate
    • APRC
      4.40%
    • Product Fee
      £799
    • Monthly Repayment
      £804.23
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  • Ecology Building Society's logo'

    Ecology Building Society Standard Variable Rate

    • Initial Rate
      4.15% Standard Variable Rate
    • APRC
      4.40%
    • Product Fee
      £799
    • Monthly Repayment
      £804.23
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  • Ecology Building Society's logo'

    Ecology Building Society Standard Variable Rate

    • Initial Rate
      4.15% Standard Variable Rate
    • APRC
      4.80%
    • Product Fee
      £300
    • Monthly Repayment
      £804.23
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  • Ecology Building Society's logo'

    Ecology Building Society Standard Variable Rate

    • Initial Rate
      4.15% Standard Variable Rate
    • APRC
      4.80%
    • Product Fee
      £300
    • Monthly Repayment
      £804.23
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  • NatWest's logo'

    NatWest Variable

    • Offset
    • Initial Rate
      4.25% Variable
    • APRC
      3.80%
    • Product Fee
      £499
    • Monthly Repayment
      £812.61
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland Variable

    • Offset
    • Initial Rate
      4.25% Variable
    • APRC
      3.70%
    • Product Fee
      £499
    • Monthly Repayment
      £812.61
  • Clydesdale Bank's logo'

    Clydesdale Bank Standard Variable Rate

    • Offset
    • Initial Rate
      4.55% Standard Variable Rate
    • APRC
      4.80%
    • Product Fee
      £999
    • Monthly Repayment
      £838.01
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  • Yorkshire Bank's logo'

    Yorkshire Bank Standard Variable Rate

    • Offset
    • Initial Rate
      4.55% Standard Variable Rate
    • APRC
      4.80%
    • Product Fee
      £999
    • Monthly Repayment
      £838.01
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  • Penrith BS's logo'

    Penrith BS Standard Variable Rate

    • Initial Rate
      4.75% Standard Variable Rate
    • APRC
      5.10%
    • Product Fee
      £699
    • Monthly Repayment
      £855.18
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  • Penrith BS's logo'

    Penrith BS Standard Variable Rate

    • Initial Rate
      4.75% Standard Variable Rate
    • APRC
      5.10%
    • Product Fee
      £699
    • Monthly Repayment
      £855.18
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  • Cambridge BS's logo'

    Cambridge BS Standard Variable Rate

    • Initial Rate
      4.89% Standard Variable Rate
    • APRC
      5.00%
    • Product Fee
      £199
    • Monthly Repayment
      £867.30
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  • Earl Shilton BS's logo'

    Earl Shilton BS Standard Variable Rate

    • Initial Rate
      4.89% Standard Variable Rate (collared at 2.50%)
    • APRC
      5.10%
    • Product Fee
      £524
    • Monthly Repayment
      £867.30
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  • Earl Shilton BS's logo'

    Earl Shilton BS Standard Variable Rate

    • Initial Rate
      4.89% Standard Variable Rate (collared at 2.50%)
    • APRC
      5.10%
    • Product Fee
      £1,625
    • Monthly Repayment
      £867.30
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  • Bath BS's logo'

    Bath BS Standard Variable Rate

    • Initial Rate
      4.90% Standard Variable Rate
    • APRC
      6.40%
    • Product Fee
      £125
    • Monthly Repayment
      £868.17
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  • Beverley BS's logo'

    Beverley BS Standard Variable Rate

    • Initial Rate
      4.99% Standard Variable Rate
    • APRC
      5.20%
    • Product Fee
      £495
    • Monthly Repayment
      £876.01
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  • Chorley Building Society's logo'

    Chorley Building Society Standard Variable Rate

    • Initial Rate
      5.24% Standard Variable Rate
    • APRC
      5.40%
    • Product Fee
      £145
    • Monthly Repayment
      £897.99
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  • Chorley Building Society's logo'

    Chorley Building Society Standard Variable Rate

    • Initial Rate
      5.24% Standard Variable Rate
    • APRC
      5.50%
    • Product Fee
      £1,270
    • Monthly Repayment
      £897.99
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  • Leeds BS's logo'

    Leeds BS Standard Variable Rate

    • Initial Rate
      5.29% Standard Variable Rate
    • APRC
      5.40%
    • Product Fee
      £0
    • Monthly Repayment
      £902.41
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  • Darlington BS's logo'

    Darlington BS Standard Variable Rate

    • Initial Rate
      5.30% Standard Variable Rate
    • APRC
      6.10%
    • Product Fee
      £120
    • Monthly Repayment
      £903.30
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  • Scottish BS's logo'

    Scottish BS 3 Year Standard Variable Rate

    • Initial Rate
      5.64% Standard Variable Rate for 3 years
    • APRC
      5.40%
    • Product Fee
      £1,249
    • Monthly Repayment
      £933.71
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Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

Variable Rate Mortgages FAQ

What are the different types of variable rate mortgage?

What is a standard variable rate mortgage?

What is a 'mortgage collar'?

What are the risks of standard variable rate mortgages?

What is a tracker mortgage?

What are the risks of tracker mortgages?

What are discounted Variable Rate mortgages?

Should I switch from my fixed rate mortgage deal?