Compare Hargreaves Lansdown Pensions

Hargreaves Lansdown Pensions logo
  • Flexibility to decide how your pension is invested
  • Choose from funds, shares, ETFs, bonds, investment trusts and ready-made portfolios
  • Contribute lump sums or set up monthly payments
Browse Hargreaves Lansdown Pensions FAQs

The value of a pension can rise and fall, as such your capital is at risk and you may get back less than you invest. Past performance is no guarantee of future results. Standard pension rules apply.

Compare Hargreaves Lansdown Pensions

  • Hargreaves Lansdown logo

    Hargreaves Lansdown

    • Min Investment
      Lump sums: £100
      Monthly: £25
      Transfers: £1,000
    • Investment Type
      Self Select
    • Annual Fees
      Up to 0.45%
      Other fees may apply
    • Open or Transfer
      Both
    • Access
      App, Online, Telephone & Post

Other pension providers

  • PensionBee logo

    PensionBee

    • Min Investment
      No minimum
    • Investment Type
      Managed
    • Annual Fees
      0.28% to 0.95%
    • Open or Transfer
      Both
    • Access
      App, Online & Telephone
  • Interactive Investor logo

    Interactive Investor

    • Min Investment
      No minimum
    • Investment Type
      Self Select
    • Annual Fees
      £239.88
      Buy/sell fees apply
    • Open or Transfer
      Both
    • Access
      App, Online & Telephone
  • AJ Bell logo

    AJ Bell

    • Min Investment
      £500
    • Investment Type
      Self Select
    • Annual Fees
      Custody charges 0% to 0.25%
      Buy/sell fees apply
    • Open or Transfer
      Both
    • Access
      App, Online & Telephone
  • Fidelity logo

    Fidelity SIPP (Self-Invested Personal Pension)

    • Min Investment
      Lump sums: £800
      Monthly: £20
      Transfers: £1,000
    • Investment Type
      Self Select
    • Annual Fees
      Up to 0.35%
      Other fees may apply*
    • Open or Transfer
      Both
    • Access
      App, Online & Telephone

This table is initially ranked by commercial agreements in place with the providers. This does not constitute advice or recommendation for any firm featured. The table can be reordered A-Z.

A firm's Annual Fee alone is not representative of the total fees you will incur. Fee structures between providers vary greatly. Some bundle their investment costs with the annual fee they charge, whilst for others this is separate. Other providers charge a fixed fee or may charge on a percentage amount. Percentage based fees can be impacted by tiering where you receive a discount on the fee charged on a portion of your balance in excess of a predefined threshold. You should always check the fees that will be charged based on your own situation and investment choice.

Nerdwallet UK does not provide advice or recommendations in respect of the suitability of pensions or firms that operate within the pensions sector. The content of this page is simply informative and presented to give you an overview of a selection of firms that may be able to help further regarding pensions requirements, depending on your personal circumstances.

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Last updated on 23 July 2021.

Hargreaves Lansdown Pension FAQs

What is a Hargreaves Lansdown pension?

Hargreaves Lansdown is a savings and investment platform that was established in 1981. The Bristol-based firm offers Self-Invested Personal Pensions (SIPPs) to help people save towards their retirement. An SIPP allows you to build up your pension pot and choose where you invest this money from a wide selection of options.

How do Hargreaves Lansdown pensions work?

When you have opened an SIPP with Hargreaves Lansdown, you can pay in a lump sum or set up a direct debit to transfer funds regularly to your account. You can invest your funds straightaway or wait until you are ready, with many different options to choose from. Alternatively, you could opt for a ready-made investment portfolio selected by Hargreaves Lansdown. However, you will have to bear in mind that your investments could fall in value as well as grow.

How much are the Hargreaves Lansdown pension fees?

There are no fees to set up an SIPP with Hargreaves Lansdown. However, there will be an annual charge to hold investments, which will be a small percentage of the funds in your account. Some other charges may apply, such as fees for individual investments, and these would be detailed in the terms and conditions.

Is the Hargreaves Lansdown pension a private pension?

Yes, Hargreaves Lansdown offers SIPPs, which are a type of private pension.

Do Hargreaves Lansdown offer a workplace pension scheme?

Hargreaves Lansdown offer a workplace pension scheme under the name HL Workplace. However, this particular service is only available for employers, not for individuals.

How does Hargreaves Lansdown pension tax relief work?

If you are a basic-rate taxpayer, you can get 20% tax relief on your pension contributions up to either 100% of your annual earnings or £40,000, whichever is lower. This tax relief is added to your pension automatically by Hargreaves Lansdown. If you’re a higher-rate tax payer, you can claim further tax relief from HMRC.

How can I do a Hargreaves Lansdown pension transfer?

Yes, you can transfer existing pensions you may have to an SIPP with Hargreaves Lansdown, including personal and stakeholder pensions, SIPPs, pensions in drawdown, and more.

Do Hargreaves Lansdown pensions have transfer offers?

Hargreaves Lansdown sometimes has cashback offers which are available when people transfer any of their existing pensions with other providers to them. The amount you are eligible to receive will depend on how much you transfer and whether there is an offer running at the time.

Where can I find Hargreaves Lansdown pension reviews?

You can see what other people think about Hargreaves Lansdown on review sites like Trustpilot.

Transferring pension funds may mean losing significant benefits. If in doubt, always seek qualified, professional advice. Services offered by this provider may change over time. Always check Ts&Cs.