Personal Finance Hub

Ruth Jackson-Kirby

Don't get duped by urgent-sounding emails or texts, and learn how to sidestep all the tricks up fraudsters' sleeves.

Ruth Jackson-Kirby

Improving your credit score can help boost your chances of getting financial products such as loans, credit cards and mortgages. Here, we run through 15 simple tips and tricks that could help you improve your credit rating.

Rebecca Goodman

Contactless payments make daily transactions easier by allowing you to hover your card or device over the payment terminal. Here, we look at what a contact payment is, how contactless payments work, the current contactless payment limit, and the pros and cons of contactless payments.

The Financial Independence, Retire Early (FIRE) movement has gained traction over the years as more individuals look to save enough money to be able to take early retirement. But what does it involve and how accessible are its aims?

A recession can be a worrying time for many, but you can take a number of precautionary measures to prepare you for any future difficulties. From cutting spending to paying off debt to building up an emergency fund, find out how you can start to protect your money in a recession.

How can recent graduates looking for work in the midst of a recession improve their chances of securing a job? Read on to find out how you can adapt to the challenges posed by the economic situation and boost your job prospects.

John Ellmore

Are you one of the 65% of Brits who don’t know how much they’re paying to run their car? Our exclusive survey has revealed that it costs an average of £3406.80 a year to run a car in the UK – or £5744.40 for those with car finance. Use our car costs calculator to calculate your car costs.

John Ellmore

In the current climate your next holiday might end up being a staycation. Our guide will help you get the most out of your UK staycation.

John Ellmore

A new survey commissioned by NerdWallet into Brits’ attitudes during the COVID-19 pandemic has revealed that 20% of us have significant and regular feelings of guilt around our daily behaviours and how we spend our time. Plus, more than quarter of people felt guilty about not saving more.

John Ellmore

The FCA have released guidance for insurers to help those whose capacity for payments has been altered by the COVID-19 pandemic.

Peter Adams

2020 is anything but normal. As we all tighten our belts, we look at some top tips to save money this spring, even during a nationwide lockdown.

The 2021 Budget extended the furlough scheme, VAT and business rate reliefs, and the universal credit top-up, and also launched new schemes like Restart Grants, Recovery Loans and the mortgage guarantee.

Homelessness is a debt that we all pay for as a society, but you don’t find it on a balance sheet – let’s explore some of the costs associated with homelessness.

Many people regard veganism as an expensive lifestyle choice, but is there any truth in that claim?

Jim Kersey

Banks and other lenders use your debt-to-income ratio to evaluate your suitability as a borrower. This means comparing your monthly debt payments to your income before they approve a loan for you. Use our simple calculator to get your results instantly.

Caroline Ramsey

If you are coming to the end of your interest-free balance transfer period on your credit card, use our useful guide to help you decide what your next move should be.

Caroline Ramsey

Many people are keen to switch their bank accounts for the cash benefits that are available to new customers. However, what happens if you’re in your overdraft? Our guide will help you find out how you can switch bank accounts.

Caroline Ramsey

Packaged bank accounts charge a monthly fee for a number of added ‘extras’, but many find that these extras are not worth the monthly cost. Here’s a useful guide to these accounts to help you decide whether packaged accounts are right for you.

Caroline Ramsey

Opening a bank account for your child can mark a huge milestone in their financial education. Current accounts for kids are available for those aged 11 and above and, in many ways, mirror a full adult bank account, making them perfect for teaching your child about money and responsibility.