Personal Finance Hub

Rhiannon Philps

Free one-day delivery and video streaming are just some of the features of an Amazon Prime membership, which you can get for just a £79 annual fee.

Rebecca Goodman

Joint loans can be taken out for several reasons, from mortgages to overdrafts and each person is fully liable for the debt being repaid.

Rhiannon Philps

The breathing space scheme, or Debt Respite Scheme, offers people struggling with problem debt some legal protections from creditors while they seek professional debt help. There is a special breathing space scheme for those receiving treatment for their mental health.

Rhiannon Philps

To create a budget, begin by dividing your income between needs, wants, savings and debt repayments, using the 50/30/20 plan for guidance.

John Ellmore

NerdWallet has analysed how long it takes to read the Terms & Conditions and privacy policies of popular buy now, pay later apps'. The study revealed it takes an average of 36 mins to read buy now pay later apps' T&Cs. We review how long it takes to read leading providers T&Cs.

Holly Bennett

If you’re planning to travel to an EU country for the first time since Brexit, your European Health Insurance Card (EHIC) will still be valid for a temporary stay. But what should you do when it expires, and what is its replacement?

Hannah Smith

Cryptocurrencies are digital assets that you can buy, sell, spend and trade on exchanges. Before you start, make sure you understand the risks, the volatility, how to spot scams, and how to choose which crypto to buy.

Hannah Harper

Following the UK’s exit from the EU and the end of the transition period, you may be wondering if you can still work in Europe if you’re a UK citizen. The new rules mean that the answer depends on the country, but you’ll almost certainly need a work permit.

Sarah Bridge

Our NerdWallet survey of UK savers examines how record low interest rates, COVID-19, Brexit and potential negative interest rates could impact how people manage their savings in 2021 and beyond.

Rachel Lacey

Financial abuse occurs when a partner or caregiver takes control of your money and how you spend it. In this article we focus on how to recover financially including how to get help, where to go for legal advice, the benefits of checking your credit record and new financial goals.

Ruth Jackson-Kirby

Don't get duped by urgent-sounding emails or texts, and learn how to sidestep all the tricks up fraudsters' sleeves.

Ruth Jackson-Kirby

Improving your credit score can help boost your chances of getting financial products such as loans, credit cards and mortgages. Here, we run through 15 simple tips and tricks that could help you improve your credit rating.

Rebecca Goodman

Contactless payments make daily transactions easier by allowing you to hover your card or device over the payment terminal. Here, we look at what a contact payment is, how contactless payments work, the current contactless payment limit, and the pros and cons of contactless payments.

Rhiannon Philps

The Financial Independence, Retire Early (FIRE) movement has gained traction over the years as more individuals look to save enough money to be able to take early retirement. But what does it involve and how accessible are its aims?

Rhiannon Philps

A recession can be a worrying time for many, but you can take a number of precautionary measures to prepare you for any future difficulties. From cutting spending to paying off debt to building up an emergency fund, find out how you can start to protect your money in a recession.

Rhiannon Philps

How can recent graduates looking for work in the midst of a recession improve their chances of securing a job? Read on to find out how you can adapt to the challenges posed by the economic situation and boost your job prospects.

John Ellmore

Are you one of the 65% of Brits who don’t know how much they’re paying to run their car? Our exclusive survey has revealed that it costs an average of £3406.80 a year to run a car in the UK – or £5744.40 for those with car finance. Use our car costs calculator to calculate your car costs.

John Ellmore

In the current climate your next holiday might end up being a staycation. Our guide will help you get the most out of your UK staycation.

John Ellmore

A new survey commissioned by NerdWallet into Brits’ attitudes during the COVID-19 pandemic has revealed that 20% of us have significant and regular feelings of guilt around our daily behaviours and how we spend our time. Plus, more than quarter of people felt guilty about not saving more.

John Ellmore

The FCA have released guidance for insurers to help those whose capacity for payments has been altered by the COVID-19 pandemic.