Personal Finance Hub
Looking for information to help you manage your money or get the lowdown on financial products and services? Our personal finance hub offers straight-talking guides and articles to help you on your way.
Most popular articles
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How to block gambling sites
Gambling site blockers can be installed onto your personal computer, or downloaded as apps on your smartphone or tablet. They prevent access to gambling sites, and can act as a crucial part of a wider strategy to overcome compulsive gambling. Below we detail some of the most notable site blockers.
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How to apply for a child benefit loan
If you receive child benefit, you may be able to apply for a loan to pay for a one-off cost or something unexpected.
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What you need to know about Vehicle Excise Duty
Whether you call it car tax, road tax, or vehicle excise duty, paying tax on your car is a legal requirement, if you want to drive in the UK.
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What is council tax and how does it work?
Council tax helps pay for your local services, but do you understand how it works and whether you’re paying too much?
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Inheritance Tax: Thresholds, Allowances and Relief Explained
Inheritance tax is charged when someone leaves behind an estate worth more than £325,000. Understanding how inheritance tax works ensures your heirs will receive the money or assets you plan to pass on. Read on to find out how it works.
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What is Capital Gains Tax?
Capital gains tax (CGT) is a tax charged on the profit gained from the sale of an asset such as stocks or property. Read on to find out how it works and when you have to pay.
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27 ways to make money online and offline
Make money with a side gig and learn how long it will take to see the extra income, whether it’s freelancing online, driving passengers or selling your stuff.
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8 places to sell stuff online
With many different types of online marketplaces and platforms to choose from if you’re looking to sell unwanted items, take time to find the most suitable one for you.
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Retraining: boost your job prospects on a budget
By retraining, you can refresh your skills to give your career a boost, or learn a different trade to help you get a new job. In this article, we look at the government retraining scheme, what to consider when choosing a course or trainer and how to find free courses and grants for training.
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How to make money on Twitch
Build an audience, design your own merchandise and become a Twitch Affiliate.
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How fixed interest rate borrowing works
A fixed interest rate is an interest rate that doesn’t change, making payments predictable.
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What are interest rates and what do they mean?
A high interest rate can help if you are saving by adding more money to your deposit. A low interest rate can benefit if you are a borrower as less money is added to what you already owe.
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How the Bank of England Base Rate Affects You
The Bank of England base rate can influence how you manage your finances. A high base rate is good for savers, while a low base rate is good for borrowers.
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What is the UK inflation rate?
A rate of inflation is the percentage rate of change in the prices of goods and services. High inflation means more costly goods – and wages that probably haven’t caught up.
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What is Universal Credit and How Can I Apply?
Universal credit is a means-tested benefit for people without an income or for those on a low income. Read on to learn who is eligible for the benefit, how much the payment will be and how to apply.
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What it Means to Declare Bankruptcy
Bankruptcy is a legal tool to resolve overwhelming debt. When you declare bankruptcy, the court will use your assets to help clear the debt you owe on your behalf, ending your relationships with your creditors.
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How to Use the Debt Snowball and Debt Avalanche Methods
With the debt snowball, you pay off debts in order from smallest to largest. With the debt avalanche, you direct extra cash toward the debt with the highest interest rate.
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Understanding the Main Types of Debt
Understanding the main types of debt can help you find the best way to borrow and make repayments. Read on to find out how each type of debt works and whether it could be right for you.
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What is Debt and Does it Affect You?
Debt is created when you borrow money from a business or person. You’ll usually have to repay the money you owe plus interest to the lender. Having debt isn’t always bad as long as it’s managed well. Read on to find out exactly what debt is and how it affects your finances.
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