Personal Finance Hub

Connor Campbell

Gambling site blockers can be installed onto your personal computer, or downloaded as apps on your smartphone or tablet. They prevent access to gambling sites, and can act as a crucial part of a wider strategy to overcome compulsive gambling. Below we detail some of the most notable site blockers.

Rebecca Goodman

If you receive child benefit, you may be able to apply for a loan to pay for a one-off cost or something unexpected.

Felicity Hannah

Whether you call it car tax, road tax, or vehicle excise duty, paying tax on your car is a legal requirement, if you want to drive in the UK.

Felicity Hannah

Council tax helps pay for your local services, but do you understand how it works and whether you’re paying too much?

Felicity Hannah

Inheritance tax is charged when someone leaves behind an estate worth more than £325,000. Understanding how inheritance tax works ensures your heirs will receive the money or assets you plan to pass on. Read on to find out how it works.

Felicity Hannah

Capital gains tax (CGT) is a tax charged on the profit gained from the sale of an asset such as stocks or property. Read on to find out how it works and when you have to pay.

Rhiannon Philps

Make money with a side gig and learn how long it will take to see the extra income, whether it’s freelancing online, driving passengers or selling your stuff.

Rhiannon Philps

With many different types of online marketplaces and platforms to choose from if you’re looking to sell unwanted items, take time to find the most suitable one for you.

Suzanne Worthington

By retraining, you can refresh your skills to give your career a boost, or learn a different trade to help you get a new job. In this article, we look at the government retraining scheme, what to consider when choosing a course or trainer and how to find free courses and grants for training.

Kelsey Sheehy

Build an audience, design your own merchandise and become a Twitch Affiliate.

Rebecca Goodman

A fixed interest rate is an interest rate that doesn’t change, making payments predictable.

Daniel Liberto

A high interest rate can help if you are saving by adding more money to your deposit. A low interest rate can benefit if you are a borrower as less money is added to what you already owe.

Daniel Liberto

The Bank of England base rate can influence how you manage your finances. A high base rate is good for savers, while a low base rate is good for borrowers.

Daniel Liberto

A rate of inflation is the percentage rate of change in the prices of goods and services. High inflation means more costly goods – and wages that probably haven’t caught up.

Rebecca Goodman

Universal credit is a means-tested benefit for people without an income or for those on a low income. Read on to learn who is eligible for the benefit, how much the payment will be and how to apply.

Laura Whateley

Bankruptcy is a legal tool to resolve overwhelming debt. When you declare bankruptcy, the court will use your assets to help clear the debt you owe on your behalf, ending your relationships with your creditors.

Laura Whateley

With the debt snowball, you pay off debts in order from smallest to largest. With the debt avalanche, you direct extra cash toward the debt with the highest interest rate.

Laura Whateley

Understanding the main types of debt can help you find the best way to borrow and make repayments. Read on to find out how each type of debt works and whether it could be right for you.

Laura Whateley

Debt is created when you borrow money from a business or person. You’ll usually have to repay the money you owe plus interest to the lender. Having debt isn’t always bad as long as it’s managed well. Read on to find out exactly what debt is and how it affects your finances.