Personal Finance Hub
Looking for information to help you manage your money or get the lowdown on financial products and services? Our personal finance hub offers straight-talking guides and articles to help you on your way.
Most popular articles
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Faster Payments: What You Need To Know
The faster payments service speeds up the process of transferring money from one account to another, so it can be available in another bank account in a few hours.
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Debt Relief Orders: What You Need to Know
If your debts total £20,000 or less, a debt relief order could write them off. First, you need to demonstrate that you’re in financial hardship.
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Debt Help: 7 Ways to Get Your Finances on Track
Dealing with debt can be stressful, but you don’t have to struggle through it alone. Read on to find out about all of the places offering debt help to get your finances on the right track.
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Debt charities: How they can help you get out of debt
If you’re stressed or being harassed by creditors, working with a debt charity can give you some breathing space and get you back on track.
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How to Manage Debt Collectors
Debt collectors don’t have any legal authority over and above the lender you originally borrowed from. Bailiffs have more powers, but there are steps you can take.
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Student Maintenance Loans: What to Know
A student maintenance loan can help you pay your living expenses while you study.
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Student Loans: What You Need to Know
There are two main types of loan, and you repay yours only when you stop studying and only when you earn above a certain salary threshold.
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Tips and Tactics for Repaying Student Loans
There are two main types of loan, and you repay yours only when you stop studying and only when you earn above a certain salary threshold.
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Student Loan Repayment Plans and Facts to Know
Your student loan repayments are tied to earnings after university, and many graduates will never have to repay their loans in full.
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The Lifetime Cost of a Gaming Console
Our study analyses some of the most popular consoles that will cost you most over their lifetime. Whether you are an avid gamer, just starting out, or assessing making that big purchase for your children, here's everything you need to know.
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Cash ISAs: Your Guide to Getting Started
Cash ISAs are a simple and accessible way to save money. Read on to find out which cash ISA could suit you best.
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How to Start Saving Money
If you’re new to saving, or just new to saving seriously, here’s how to build the habit.
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Personal Savings Allowance Guide
The personal savings allowance lets you earn up to £1000 before you have to pay a penny in tax. Read on to learn what this means to your savings.
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A Guide to ISAs
An ISA is a type of savings or investment account that shields your money from tax. The shine may have been taken off them recently due to lower interest rates, but ISAs can still be useful for setting money aside.
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Stocks and Shares ISA Explained
You may have previously saved in a cash ISA and are now thinking about investing your money. A stocks and shares ISA can help you take that next step.
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Junior ISA: A Guide to Getting Started
You may be thinking about starting to save for your grandchild's, childs, or even a friend's child's future. A Junior ISA allows you to do just that. Learn what you need to know about Junior ISAs.
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ISA Allowance Explained
The current annual ISA allowance is £20,000. But there are more rules and restrictions to know about.
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What are Innovative Finance ISAs?
Innovative Finance ISAs allow peer-to-peer investors to shelter their returns from tax. IFISAs may offer the potential for higher returns than traditional savings accounts, but it’s important to know the risks.
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Differences Between Debit and Credit Explained
Debit lets you use and access money you already have. Credit lets you borrow money that you’ll later pay back.
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How to Get Out Of Debt: A Step-By-Step Guide
Worried about how much money you owe? Support is available if you’re finding it increasingly hard to repay your debts. Read on to find out how to get out of debt and specific strategies for dealing with credit card, overdraft and loan repayments.
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