Compare £25,000 Unsecured Loans

Compare interest rates and term lengths for £25000 unsecured personal loans. Compare a range of personal loans from UK lenders and check your eligibility* without impacting your credit score

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7 products found
  • TSB Personal Loan logo

    TSB Personal Loan

    • Representative APR
      2.8% APR
    • Available Amounts
      £7,500 to £25,000
    • Min / Max Terms
      1 to 7 years
  • AA Personal Loan - Breakdown Cover included* logo
    Broker

    AA Personal Loan - Breakdown Cover included*

    • Representative APR
      3.0% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years
  • Post Office Money Personal Loan logo
    Broker

    Post Office Money Personal Loan

    • Representative APR
      3.0% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years
  • Shawbrook Personal Loan logo

    Shawbrook Personal Loan

    • Representative APR
      14.9% APR
    • Available Amounts
      £1,000 to £30,000
    • Min / Max Terms
      1 to 7 years
  • Freedom Finance logo
    Broker

    Freedom Finance

    • Representative APR
      15.9% APR
    • Available Amounts
      £500 to £25,000
    • Min / Max Terms
      1 to 7 years
  • My Community Finance Personal Loan logo

    My Community Finance Personal Loan

    • Representative APR
      17.15% APR
    • Available Amounts
      £1,500 to £25,000
    • Min / Max Terms
      1 to 5 years
  • Lendable Personal Loan logo

    Lendable Personal Loan

    • Representative APR
      24.5% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 5 years

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. You may be offered different rates depending on your personal credit rating.

Our comparison service features a selection of providers from whom we receive commission.

*Eligibility Service:

The loans eligibility service is provided by Freedom Finance. The data you supply and submit is used to retrieve loan quotes from Freedom's panel of lenders. By using their loans eligibility service you are agreeing to Freedom's terms and conditions and privacy policy which can be found at freedomfinance.co.uk

Freedom Finance is a trading style of Freedom Finance Limited who are authorised and regulated by the Financial Conduct Authority. Freedom Finance Limited. Registered Office. Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Registered in England & Wales 06297533. FCA No. 662079. VAT Registration Number 257 0001 44.

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Last updated on 20 January 2022.

£25,000 Unsecured Loans FAQ

What is a £25,000 unsecured loan?

Unsecured loans are personal loans. You might find yourself in a position where you require £25,000 but lack assets or collateral. Unsecured loans don’t require collateral, so they are often popular options for people who aren’t homeowners but still require a loan of this amount, for example. Alternatively, you may not wish to use an asset you have, and an unsecured personal loan is one of your options.

Is it easy to borrow £25,000 unsecured loans?

The more money you borrow with an unsecured loan, the higher the requirements of the borrower. £25,000 unsecured loans are some of the largest unsecured loans most lenders will be willing to offer. Any higher, and a lender will require you to take out a secured loan, using an asset as collateral to secure the loan against. Due to these factors, taking out an unsecured loan for £25,000 won’t be as easy as taking out a loan for a smaller amount.

How does a credit score affect my ability to get a £25,000 unsecured loan?

Typically, to take out an unsecured loan as high as £25,000, lenders will expect you to have a high credit score. A poor credit score, resulting from an inability to repay a sum of money in the past, will make it difficult to secure an unsecured loan, let alone one as high as £25,000. Your lender will expect you to be capable of handling repayments without difficulty, and if you can’t ensure this, you will be deemed too risky to lend to.

Is an unsecured loan for £25,000 right for me?

Before applying for a £25,000 unsecured loan, you should be absolutely be sure you can afford to repay it. On top of the loan itself, interest will be included, and this can vary from lender to lender. The longer-term loans will accrue more interest than shorter ones. Get a quote from your lender of choice, to fully understand the repayments and total cost of borrowing.

Can I repay my unsecured loan early?

You may find you have enough fund to allow you to make early repayment on your £25,000 unsecured loan. This may incur extra costs for you, as some lenders charge early repayment fees. Early loan repayment fees can also vary from lender to lender, so make sure to ascertain what their policy is, in advance of agreeing to any unsecured loan.

What are my alternatives to an unsecured £25,000 loan?

The size of this loan will limit you on types of borrowing you can use. It will also be determined by your personal circumstances and how long you wish to borrow for. You may wish to research secured borrowing options as well as unsecured.

How long will the money take to arrive?

This depends on the lender. If you are making an unsecured loan application digitally, and provide all the necessary details, such as credit history and any personal information required by the lender, you may have access to funds within a matter of hours. If you require physical documentation, it may possibly take a few days to be processed and for the funds to be available.