Compare online personal loans for good and bad credit, debt consolidation, home improvement, fast funding and from banks. The greatest personal loan helps you reach a financial goal, whether it’s paying off high-interest debt or funding a large expense. Annual percentage rates generally range from 6% to 35.99%; the loan with the lowest rate is the least expensive — and usually the best choice. But other features, including no fees, soft credit checks and whether lenders directly pay creditors if you’re consolidating debt, set some loans apart.
Compare online personal loans for good and bad credit, debt consolidation, home improvement, fast funding and from banks. The greatest personal loan helps you reach a financial goal, whether it’s paying off high-interest debt or funding a large expense. Annual percentage rates generally range from 6% to 35.99%; the loan with the lowest rate is the least expensive — and usually the best choice. But other features, including no fees, soft credit checks and whether lenders directly pay creditors if you’re consolidating debt, set some loans apart.
Lender | NerdWallet rating | Est. APR | Loan amount | Min. credit score | Learn more |
---|---|---|---|---|---|
SoFi Personal Loan Get rate on SoFi's website | Excellent for Personal loans for excellent credit | 8.99- | $5,000- | None | Get rate on SoFi's website |
Happy Money Get rate on Happy Money's website | Excellent for good credit + credit card debt consolidation | 11.72- | $5,000- | 640 | Get rate on Happy Money's website |
LightStream Get rate on LightStream's website | Excellent for good credit, home improvement, and fast funding | 7.99- | $5,000- | 660 | Get rate on LightStream's website |
Upgrade Get rate on Upgrade's website | Excellent for fair credit + co-signed and joint loans | 8.49- | $1,000- | 560 | Get rate on Upgrade's website |
Upstart Get rate on Upstart's website | Excellent for bad credit + fast funding | 7.80- | $1,000- | None | Get rate on Upstart's website |
Best Egg Get rate on Best Egg's website | Excellent for fair or good credit | 8.99- | $2,000- | 600 | Get rate on Best Egg's website |
Excellent for
Personal loans for excellent credit
Excellent for
good credit + credit card debt consolidation
Excellent for
good credit, home improvement, and fast funding
Excellent for
fair credit + co-signed and joint loans
Excellent for
bad credit + fast funding
To recap our selections...