Alabama Step Up

State program

Learn more

at AHFA

Best for

Down payment assistance

Low mortgage insurance

What you need to know

Step Up helps eligible low- to moderate-income home buyers purchase a new or existing home with a 30-year, fixed-rate conventional or FHA mortgage and 3% down payment assistance. Your income must be under $97,300, regardless of household size or where in Alabama you buy the home. Features include 3%