Flex Loans

State program

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Best for

Low mortgage rates

Down payment assistance

Closing cost assistance

What you need to know

Flex loans can be used by first-time or repeat home buyers, and offer competitive 30-year, fixed-rate home loan products. Flex Direct generally offers the best rates, but doesn't include down payment assistance. Flex 5000 boasts a $5,000, no-interest loan for down payment and closing costs that