DREAM grant

State program

Learn more

at OHFA

Best for

Down payment assistance

Closing cost assistance

What you need to know

Eligible applicants can receive 3.5% of the total loan amount to put toward a down payment and an additional $2,500 for closing costs. Borrowers must be approved for a mortgage by an OHFA participating lender to use the DREAM grant, which does not have to be repaid. Income and purchase price limits