First Time Homebuyer Program

State program

Learn more

at Kansas Housing

Best for

down payment assistance

closing cost assistance

What you need to know

Provides a loan from 15% to 20% of a home's purchase price to help with your down payment and closing costs. You don't have to repay the loan — it is forgiven over time. However, you do have to put up at least 2% of the sale price, and the amount of your assistance loan is based on your household