GOLD grant

State program

Learn more

at OHFA

Best for

Down payment assistance

Closing cost assistance

What you need to know

Eligible first-time home buyers can receive 3.5% of their total loan amount for down payment assistance and up to $2,500 for closing costs through this program. Borrowers must be approved for a mortgage by a participating OHFA lender to receive a GOLD grant, which does not have to be repaid. The