Mortgage Credit Certificate (MCC)

State program

Learn more

at DCHFA

Best for

Tax credits

What you need to know

First-time home buyers — those who haven’t owned a house in the past three years — can use this program to get a tax credit of up to 20% of their annual mortgage interest. The first-time homebuyer requirement may be waived for veterans or those who purchase in certain areas of Washington, D.C. The