Down Payment/Closing Cost Assistance Program

State program

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Best for

Low down payment

Down payment assistance

Closing cost assistance

What you need to know

This program offers $7,500 in a separate, very low fixed-rate 15-year loan to apply to closing costs if your down payment is 10% or less. If your loan-to-value is less than 90% of the purchase price — meaning you can put down more than 10% — you can borrow up to $10,000 in closing cost assistance.