My First Texas Home loan

State program

Best for

Low mortgage rates

Down payment assistance

Closing cost assistance

What you need to know

The My First Texas Home program offers 30-year, low fixed-interest rate mortgages for first-time home buyers through a network of participating lenders. The program includes down payment and closing cost assistance of up to 5% of the mortgage amount as a no-interest, no-monthly-payment second lien.