NoMI Loan

State program

Learn more

at Utah Housing

Best for

Low down payment

Low mortgage insurance

Down payment assistance

Closing cost assistance

What you need to know

The NoMI Loan is a mortgage without monthly mortgage insurance payments. It's for first-time and repeat home buyers. The minimum credit score is 700, and there are income and sales price limits. Down payment and closing cost assistance may be available as a second mortgage.