WHEDA Advantage Conventional

State program

Best for

Down payment assistance

Closing cost assistance

What you need to know

This program offers 30-year fixed-rate mortgages, for purchase and refinance, to first-time and repeat buyers. Borrowers must have a credit score of 620 or higher. The program carries limits on household income and loan amounts. Borrowers can buy single-family houses, duplexes, and eligible