Keystone Advantage Assistance loan program

State program

Review PHFA lenders

at NerdWallet

Best for

Down payment assistance

Closing cost assistance

What you need to know

This is a second mortgage loan that helps with the down payment and closing costs. Qualified borrowers can receive up to 4% of the purchase price or market value of the home or $6,000, whichever is less. Repayment of the cash assistance is calculated over a 10-year period with 0% interest.